SmarterDividends

JPM vs OZK: Which Is the Better Dividend Stock?

As of July 2026, JPM and OZK are closely matched. OZK offers the higher yield at 3.61%, OZK has the higher dividend-safety score, and JPM trades at the larger discount to fair value (+103%).

MetricJPMOZK
Forward yield1.68%3.61%
Annual dividend$6.00$1.86
Payout ratio26%29%
Years of growth15 yr27 yr
5-yr dividend growth9.0%10.0%
5-yr total return121%19%
Dividend safety score85 (A)97 (A)
Fair value estimate$717.41$61.90
Upside to fair value+103%+23%
Frequencyquarterlyquarterly
Market cap$916.3B$5.6B
P/E ratio15.38.4

Higher yield

OZK

3.61%

Safer dividend

OZK

Grade A

Faster growth

OZK

10.0%

Better value

JPM

+103% upside

JPM vs OZK — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.