JPM vs OZK: Which Is the Better Dividend Stock?
As of Nov 5, 2026, JPM and OZK are closely matched. OZK offers the higher yield at 3.78%, OZK has the higher dividend-safety score, and JPM looks like the better value (its fair-value estimate is 7% above its share price).
Key facts: JPM vs OZK
Data as of · Source: SmarterDividends data
- As of Nov 5, 2026, Bank OZK (OZK) has the higher forward dividend yield at 3.78%, versus 1.87% for JPMorgan Chase & Co. (JPM).
- As of Nov 5, 2026, SmarterDividends grades JPM's dividend safety A (82/100) and OZK's A (97/100).
- By SmarterDividends' count as of Nov 5, 2026, JPM has raised its dividend for 15 consecutive years and OZK for 27.
- As of Nov 5, 2026, JPM pays out 26% of its earnings as dividends and OZK pays out 30%.
- As of Nov 5, 2026, JPM's fair-value estimate is 7% above its share price and OZK's fair-value estimate is 29% below its share price, so JPM looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "JPM vs OZK: Dividend Yield, Safety & Value Compared," updated Nov 5, 2026, https://smarterdividends.com/compare/jpm-vs-ozk
| Metric | JPM | OZK |
|---|---|---|
| Forward yield | 1.87% | 3.78% |
| Annual dividend | $6.60 | $1.96 |
| Payout ratio | 26% | 30% |
| Years of growth | 15 yr | 27 yr |
| 5-yr dividend growth | 9.0% | 10.0% |
| 5-yr total return | 112% | 13% |
| Dividend safety score | 82 (A) | 97 (A) |
| Fair value estimate | $364.60 | $36.44 |
| Upside to fair value | +7% | -29% |
| Frequency | quarterly | quarterly |
| Market cap | $906.8B | $5.6B |
| P/E ratio | 14.3 | 8.5 |
Higher yield
OZK
3.78%
Safer dividend
OZK
Grade A
Faster growth
OZK
10.0%
Better value
JPM
+7% upside
JPM vs OZK — FAQ
Is JPM or OZK a better dividend stock?
JPM and OZK are closely matched. OZK has the higher yield; OZK scores better on safety.
Which has a higher dividend yield, JPM or OZK?
OZK has the higher forward dividend yield at 3.78%, versus 1.87% for JPM.
Is JPM or OZK safer?
OZK has the higher dividend-safety score (97/100 vs 82/100), reflecting stronger payout coverage and dividend-growth history.
Is JPM or OZK better value right now?
As of Nov 5, 2026, JPM looks like the better value: its fair-value estimate is 7% above its share price (fairly valued). For OZK, its fair-value estimate is 29% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.