HSBC vs OZK: Which Is the Better Dividend Stock?
As of Nov 5, 2026, OZK (Bank OZK) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. OZK offers the higher yield at 3.78%, OZK has the higher dividend-safety score, and HSBC looks like the better value (its fair-value estimate is 65% above its share price).
Key facts: HSBC vs OZK
Data as of · Source: SmarterDividends data
- As of Nov 5, 2026, Bank OZK (OZK) has the higher forward dividend yield at 3.78%, versus 2.24% for HSBC Holdings plc (HSBC).
- As of Nov 5, 2026, SmarterDividends grades HSBC's dividend safety B (68/100) and OZK's A (97/100).
- By SmarterDividends' count as of Nov 5, 2026, HSBC has raised its dividend for 0 consecutive years and OZK for 27.
- As of Nov 5, 2026, HSBC pays out 54% of its earnings as dividends and OZK pays out 30%.
- As of Nov 5, 2026, HSBC's fair-value estimate is 65% above its share price and OZK's fair-value estimate is 29% below its share price, so HSBC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "HSBC vs OZK: Dividend Yield, Safety & Value Compared," updated Nov 5, 2026, https://smarterdividends.com/compare/hsbc-vs-ozk
| Metric | HSBC | OZK |
|---|---|---|
| Forward yield | 2.24% | 3.78% |
| Annual dividend | $2.00 | $1.96 |
| Payout ratio | 54% | 30% |
| Years of growth | 0 yr | 27 yr |
| 5-yr dividend growth | -13.8% | 10.0% |
| 5-yr total return | 209% | 13% |
| Dividend safety score | 68 (B) | 97 (A) |
| Fair value estimate | $145.65 | $36.44 |
| Upside to fair value | +65% | -29% |
| Frequency | quarterly | quarterly |
| Market cap | $301.5B | $5.6B |
| P/E ratio | 11.5 | 8.5 |
Higher yield
OZK
3.78%
Safer dividend
OZK
Grade A
Faster growth
OZK
10.0%
Better value
HSBC
+65% upside
HSBC vs OZK — FAQ
Is HSBC or OZK a better dividend stock?
On the data, OZK wins more head-to-head categories (5 vs 3). OZK offers the higher yield (3.78%), while OZK has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, HSBC or OZK?
OZK has the higher forward dividend yield at 3.78%, versus 2.24% for HSBC.
Is HSBC or OZK safer?
OZK has the higher dividend-safety score (97/100 vs 68/100), reflecting stronger payout coverage and dividend-growth history.
Is HSBC or OZK better value right now?
As of Nov 5, 2026, HSBC looks like the better value: its fair-value estimate is 65% above its share price (undervalued). For OZK, its fair-value estimate is 29% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.