BankUnited, Inc.
BKUFinancial Services · Stock · quarterly payer
Forward Yield
2.92%
Annual Dividend
$1.32
Payout Ratio
35%
5-Yr Growth
6.3%
Ex-Date
Jul 10, 2026
Frequency
Quarterly
Summary
As of September 2026, BankUnited, Inc. (BKU) yields 2.92% ($1.32 per share annually), with a blended fair-value estimate of $80.63 — +80% upside, so it screens as undervalued. Dividend safety grade: A (91/100). 6 years of dividend growth.
Is BKU a good dividend stock?
YesBankUnited, Inc. (BKU) pays a quarterly dividend yielding 2.92% ($1.32/yr), with 6 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- Never cut its dividend on record
- Comfortable payout ratio (35%)
- Strong 6.3% 5-yr dividend growth
- Top-tier dividend safety score
Risks
- Single-stock concentration risk — diversify
Key Data
- Dividend Yield
- 2.92%
- Payout Ratio
- 35%
- Annual Dividend
- $1.32
- 5-Yr Avg Growth
- 6.3%
- Ex-Dividend Date
- Jul 10, 2026
- Years of Growth
- 6
- Frequency
- quarterly
- Beta
- 1.17
- Market Cap
- $3.2B
- P/E Ratio
- 12.3
- 5-Yr Total Return
- 7%
- 52-Week Range
- $35.10 – $52.11
- Dividend Safety
- A · 91/100
- Ever Cut?
- No
Frequently Asked Questions
BKU Price — Last 12 Months
Daily close
Price Return
1 Year
+17%
3 Years
+97%
5 Years
+7%
52-Week Range
$35.10 – $52.11
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is BKU worth?
Undervaluedlow confidenceOur blended fair-value estimate for BankUnited, Inc. is $80.63 per share, versus a market price of $44.78. That implies 80% of upside — a margin of safety of about 44%.
Fair Value
$80.63
Current Price
$44.78
Upside
+80%
Margin of Safety
44%
How we get there
Discounted cash flow
Discounts projected free cash flow back to today.
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
At today's price, the market is pricing in about -3.3% annual free-cash-flow growth. We model 11.3% — below our estimate, leaving room for upside if the business executes.
Assumptions: 10.1% discount rate (CAPM), 11.3% stage-1 growth, 2.5% terminal growth, $3.64 EPS, $1.32 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
BKU Dividend Safety Score
Very Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Jul 10, 2026 | — | $0.3300 | regular |
| Apr 10, 2026 | — | $0.3300 | regular |
| Jan 9, 2026 | — | $0.3100 | regular |
| Oct 10, 2025 | — | $0.3100 | regular |
| Jul 11, 2025 | — | $0.3100 | regular |
| Apr 11, 2025 | — | $0.3100 | regular |
| Jan 10, 2025 | — | $0.2900 | regular |
| Oct 11, 2024 | — | $0.2900 | regular |
| Jul 12, 2024 | — | $0.2900 | regular |
| Apr 11, 2024 | — | $0.2900 | regular |
| Jan 11, 2024 | — | $0.2700 | regular |
| Oct 12, 2023 | — | $0.2700 | regular |
| Jul 13, 2023 | — | $0.2700 | regular |
| Apr 11, 2023 | — | $0.2700 | regular |
Income Calculator
At $1.32 / yr per share
