SmarterDividends

BKU vs MA: Which Is the Better Dividend Stock?

As of Oct 18, 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. BKU offers the higher yield at 3.15%, BKU has the higher dividend-safety score, and BKU looks like the better value (its fair-value estimate is 37% above its share price).

Key facts: BKU vs MA

Data as of · Source: SmarterDividends data

  • As of Oct 18, 2026, BankUnited, Inc. (BKU) has the higher forward dividend yield at 3.15%, versus 0.56% for Mastercard Incorporated (MA).
  • As of Oct 18, 2026, SmarterDividends grades BKU's dividend safety A (91/100) and MA's A (89/100).
  • By SmarterDividends' count as of Oct 18, 2026, BKU has raised its dividend for 6 consecutive years and MA for 14.
  • As of Oct 18, 2026, BKU pays out 35% of its earnings as dividends and MA pays out 18%.
  • As of Oct 18, 2026, BKU's fair-value estimate is 37% above its share price and MA's fair-value estimate is 23% below its share price, so BKU looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "BKU vs MA: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/bku-vs-ma

MetricBKUMA
Forward yield3.15%0.56%
Annual dividend$1.32$3.48
Payout ratio35%18%
Years of growth6 yr14 yr
5-yr dividend growth6.3%13.7%
5-yr total return6%96%
Dividend safety score91 (A)89 (A)
Fair value estimate$57.46$474.95
Upside to fair value+37%-23%
Frequencyquarterlyquarterly
Market cap$3.0B$540.9B
P/E ratio11.534.0

Higher yield

BKU

3.15%

Safer dividend

BKU

Grade A

Faster growth

MA

13.7%

Better value

BKU

+37% upside

BKU vs MA — FAQ

Is BKU or MA a better dividend stock?

On the data, MA wins more head-to-head categories (5 vs 3). BKU offers the higher yield (3.15%), while BKU has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.

Which has a higher dividend yield, BKU or MA?

BKU has the higher forward dividend yield at 3.15%, versus 0.56% for MA.

Is BKU or MA safer?

BKU has the higher dividend-safety score (91/100 vs 89/100), reflecting stronger payout coverage and dividend-growth history.

Is BKU or MA better value right now?

As of Oct 18, 2026, BKU looks like the better value: its fair-value estimate is 37% above its share price (undervalued). For MA, its fair-value estimate is 23% below its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.