SmarterDividends

BKU vs HSBC: Which Is the Better Dividend Stock?

As of Oct 18, 2026, BKU and HSBC are closely matched. HSBC offers the higher yield at 3.97%, BKU has the higher dividend-safety score, and HSBC looks like the better value (its fair-value estimate is 44% above its share price).

Key facts: BKU vs HSBC

Data as of · Source: SmarterDividends data

  • As of Oct 18, 2026, HSBC Holdings plc (HSBC) has the higher forward dividend yield at 3.97%, versus 3.15% for BankUnited, Inc. (BKU).
  • As of Oct 18, 2026, SmarterDividends grades BKU's dividend safety A (91/100) and HSBC's B (72/100).
  • By SmarterDividends' count as of Oct 18, 2026, BKU has raised its dividend for 6 consecutive years and HSBC for 0.
  • As of Oct 18, 2026, BKU pays out 35% of its earnings as dividends and HSBC pays out 54%.
  • As of Oct 18, 2026, BKU's fair-value estimate is 37% above its share price and HSBC's fair-value estimate is 44% above its share price, so HSBC looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "BKU vs HSBC: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/bku-vs-hsbc

MetricBKUHSBC
Forward yield3.15%3.97%
Annual dividend$1.32$3.75
Payout ratio35%54%
Years of growth6 yr0 yr
5-yr dividend growth6.3%-13.8%
5-yr total return6%242%
Dividend safety score91 (A)72 (B)
Fair value estimate$57.46$135.99
Upside to fair value+37%+44%
Frequencyquarterlyquarterly
Market cap$3.0B$323.4B
P/E ratio11.513.5

Higher yield

HSBC

3.97%

Safer dividend

BKU

Grade A

Faster growth

BKU

6.3%

Better value

HSBC

+44% upside

BKU vs HSBC — FAQ

Is BKU or HSBC a better dividend stock?

BKU and HSBC are closely matched. HSBC has the higher yield; BKU scores better on safety.

Which has a higher dividend yield, BKU or HSBC?

HSBC has the higher forward dividend yield at 3.97%, versus 3.15% for BKU.

Is BKU or HSBC safer?

BKU has the higher dividend-safety score (91/100 vs 72/100), reflecting stronger payout coverage and dividend-growth history.

Is BKU or HSBC better value right now?

As of Oct 18, 2026, HSBC looks like the better value: its fair-value estimate is 44% above its share price (undervalued). For BKU, its fair-value estimate is 37% above its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.