Cathay General Bancorp
CATYFinancial Services · Stock · quarterly payer
Forward Yield
2.46%
Annual Dividend
$1.52
Payout Ratio
28%
5-Yr Growth
1.9%
Ex-Date
Aug 28, 2026
Frequency
Quarterly
Summary
As of August 2026, Cathay General Bancorp (CATY) yields 2.46% ($1.52 per share annually), with a blended fair-value estimate of $95.90 — +54% upside, so it screens as undervalued. Dividend safety grade: A (90/100).
Is CATY a good dividend stock?
YesCathay General Bancorp (CATY) pays a quarterly dividend yielding 2.46% ($1.52/yr), with 0 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- Comfortable payout ratio (28%)
- 51% total price return over 5 years
- Top-tier dividend safety score
Risks
- Cut its dividend in 2009
Key Data
- Dividend Yield
- 2.46%
- Payout Ratio
- 28%
- Annual Dividend
- $1.52
- 5-Yr Avg Growth
- 1.9%
- Ex-Dividend Date
- Aug 28, 2026
- Years of Growth
- 0
- Frequency
- quarterly
- Beta
- 0.85
- Market Cap
- $4.1B
- P/E Ratio
- 12.1
- 5-Yr Total Return
- 51%
- 52-Week Range
- —
- Dividend Safety
- A · 90/100
- Ever Cut?
- Yes (2009)
Frequently Asked Questions
CATY Price — Last 12 Months
Daily close
Price Return
1 Year
+30%
3 Years
+79%
5 Years
+51%
52-Week Range
—
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is CATY worth?
Undervaluedlow confidenceOur blended fair-value estimate for Cathay General Bancorp is $95.90 per share, versus a market price of $62.30. That implies 54% of upside — a margin of safety of about 35%.
Fair Value
$95.90
Current Price
$62.30
Upside
+54%
Margin of Safety
35%
How we get there
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
Assumptions: 8.5% discount rate (CAPM), 13.3% stage-1 growth, 2.5% terminal growth, $5.11 EPS, $1.52 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
CATY Dividend Safety Score
Very Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| May 28, 2026 | — | $0.3800 | regular |
| Feb 26, 2026 | — | $0.3800 | regular |
| Dec 1, 2025 | — | $0.3400 | regular |
| Aug 28, 2025 | — | $0.3400 | regular |
| May 29, 2025 | — | $0.3400 | regular |
| Feb 27, 2025 | — | $0.3400 | regular |
| Nov 27, 2024 | — | $0.3400 | regular |
| Aug 29, 2024 | — | $0.3400 | regular |
| May 30, 2024 | — | $0.3400 | regular |
| Feb 27, 2024 | — | $0.3400 | regular |
| Nov 28, 2023 | — | $0.3400 | regular |
| Aug 29, 2023 | — | $0.3400 | regular |
| May 26, 2023 | — | $0.3400 | regular |
| Feb 24, 2023 | — | $0.3400 | regular |
Income Calculator
At $1.52 / yr per share
