SmarterDividends

CATY vs MA: Which Is the Better Dividend Stock?

As of Oct 18, 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. CATY offers the higher yield at 2.54%, CATY has the higher dividend-safety score, and CATY looks like the better value (its fair-value estimate is 36% above its share price).

Key facts: CATY vs MA

Data as of · Source: SmarterDividends data

  • As of Oct 18, 2026, Cathay General Bancorp (CATY) has the higher forward dividend yield at 2.54%, versus 0.56% for Mastercard Incorporated (MA).
  • As of Oct 18, 2026, SmarterDividends grades CATY's dividend safety A (91/100) and MA's A (89/100).
  • By SmarterDividends' count as of Oct 18, 2026, CATY has raised its dividend for 0 consecutive years and MA for 14.
  • As of Oct 18, 2026, CATY pays out 28% of its earnings as dividends and MA pays out 18%.
  • As of Oct 18, 2026, CATY's fair-value estimate is 36% above its share price and MA's fair-value estimate is 23% below its share price, so CATY looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "CATY vs MA: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/caty-vs-ma

MetricCATYMA
Forward yield2.54%0.56%
Annual dividend$1.52$3.48
Payout ratio28%18%
Years of growth0 yr14 yr
5-yr dividend growth1.9%13.7%
5-yr total return43%96%
Dividend safety score91 (A)89 (A)
Fair value estimate$81.68$474.95
Upside to fair value+36%-23%
Frequencyquarterlyquarterly
Market cap$4.0B$540.9B
P/E ratio11.734.0

Higher yield

CATY

2.54%

Safer dividend

CATY

Grade A

Faster growth

MA

13.7%

Better value

CATY

+36% upside

CATY vs MA — FAQ

Is CATY or MA a better dividend stock?

On the data, MA wins more head-to-head categories (5 vs 3). CATY offers the higher yield (2.54%), while CATY has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.

Which has a higher dividend yield, CATY or MA?

CATY has the higher forward dividend yield at 2.54%, versus 0.56% for MA.

Is CATY or MA safer?

CATY has the higher dividend-safety score (91/100 vs 89/100), reflecting stronger payout coverage and dividend-growth history.

Is CATY or MA better value right now?

As of Oct 18, 2026, CATY looks like the better value: its fair-value estimate is 36% above its share price (undervalued). For MA, its fair-value estimate is 23% below its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.