
Civista Bancshares, Inc.
CIVBFinancial Services · Banks - Regional · Stock · quarterly payer
Forward Yield
2.68%
Annual Dividend
$0.72
Payout Ratio
26%
5-Yr Growth
9.1%
Ex-Date
Aug 4, 2026
Frequency
Quarterly
Key facts about CIVB's dividend
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Civista Bancshares, Inc. (CIVB) has a forward dividend yield of 2.68%, based on an annual dividend of $0.72 per share and a share price of $26.85.
- As of Oct 18, 2026, CIVB's dividend safety grade from SmarterDividends is A (86 out of 100), which rates the dividend as very safe.
- By SmarterDividends' count, Civista Bancshares, Inc. (CIVB) has raised its dividend for 13 consecutive years as of Oct 18, 2026.
- CIVB last cut its regular dividend in 2009.
- CIVB's most recent ex-dividend date was Aug 4, 2026, for a dividend of $0.18 per share.
- As of Oct 18, 2026, CIVB pays out 26% of its trailing 12-month earnings as dividends (its payout ratio).
- CIVB's dividend has grown at an average rate of 9.1% a year over the past five years.
- As of Oct 18, 2026, CIVB's 2.68% yield is 12% below its five-year average yield of 3.04%.
- As of Oct 18, 2026, SmarterDividends' blended fair-value estimate for CIVB is $35.94 per share, 34% above the $26.85 share price, so CIVB screens as undervalued.
- Civista Bancshares, Inc. (CIVB) pays its dividend quarterly, 4 times a year.
- Civista Bancshares, Inc. (CIVB) has raised its regular dividend 21 times and cut it 5 times across the 95 payments on record since 2001. Its most recent change was a 5.9% increase to $0.180 per share, going ex-dividend on Feb 10, 2026. The last cut went ex-dividend on Jul 17, 2009.
Cite this page
SmarterDividends, "CIVB Dividend: Yield, Safety Grade & Next Ex-Date," updated Oct 18, 2026, https://smarterdividends.com/stocks/CIVB
Summary
As of Oct 18, 2026, Civista Bancshares, Inc. (CIVB) yields 2.68% ($0.72 a year per share), has a dividend safety grade of A (86/100) and has 13 consecutive years of dividend increases on record.
Is CIVB a good dividend stock?
YesCivista Bancshares, Inc. (CIVB) pays a quarterly dividend yielding 2.68% ($0.72/yr), with 13 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- 13 consecutive years of dividend growth
- Comfortable payout ratio (26%)
- Strong 9.1% 5-yr dividend growth
- Top-tier dividend safety score
Risks
- Cut its dividend in 2009
Key Data
- Dividend Yield
- 2.68%
- Payout Ratio
- 26%
- Annual Dividend
- $0.72
- 5-Yr Avg Growth
- 9.1%
- Ex-Dividend Date
- Aug 4, 2026
- Years of Growth
- 13
- Frequency
- quarterly
- Beta
- 0.65
- Market Cap
- $558.3M
- P/E Ratio
- 10.0
- 5-Yr Total Return
- 14%
- 52-Week Range
- $20.07 – $29.97
- Dividend Safety
- A · 86/100
- Ever Cut?
- Yes (2009)
CIVB dividend raises and cuts
Civista Bancshares, Inc. (CIVB) has raised its regular dividend 21 times and cut it 5 times across the 95 payments on record since 2001. Its most recent change was a 5.9% increase to $0.180 per share, going ex-dividend on Feb 10, 2026. The last cut went ex-dividend on Jul 17, 2009.
| Ex-date | Change | Old → new | Move |
|---|---|---|---|
| Feb 10, 2026 | Raise | $0.170 → $0.180 | +5.9% |
| Feb 4, 2025 | Raise | $0.160 → $0.170 | +6.3% |
| Aug 7, 2023 | Raise | $0.150 → $0.160 | +6.7% |
| May 8, 2023 | Raise | $0.140 → $0.150 | +7.1% |
| Jul 19, 2021 | Raise | $0.120 → $0.140 | +16.7% |
| Jan 15, 2021 | Raise | $0.110 → $0.120 | +9.1% |
| Apr 22, 2019 | Raise | $0.0900 → $0.110 | +22.2% |
| Jul 23, 2018 | Raise | $0.0700 → $0.0900 | +28.6% |
| Jan 22, 2018 | Raise | $0.0600 → $0.0700 | +16.7% |
| Jul 15, 2016 | Raise | $0.0500 → $0.0600 | +20.0% |
| Apr 11, 2014 | Raise | $0.0400 → $0.0500 | +25.0% |
| Apr 12, 2013 | Raise | $0.0300 → $0.0400 | +33.3% |
Show all 26 changes since 2001
| Ex-date | Change | Old → new | Move |
|---|---|---|---|
| Oct 14, 2011 | Raise | $0.0200 → $0.0300 | +50.0% |
| Oct 16, 2009 | Raise | $0.0100 → $0.0200 | +100.0% |
| Jul 17, 2009 | Cut | $0.0700 → $0.0100 | −85.7% |
| Apr 17, 2009 | Cut | $0.150 → $0.0700 | −53.3% |
| Oct 17, 2008 | Cut | $0.200 → $0.150 | −25.0% |
| Jul 11, 2008 | Cut | $0.280 → $0.200 | −28.6% |
| Jan 11, 2008 | Raise | $0.270 → $0.280 | +3.7% |
| Jul 13, 2007 | Cut | $0.290 → $0.270 | −6.9% |
| Jan 11, 2007 | Raise | $0.280 → $0.290 | +3.6% |
| Jan 13, 2005 | Raise | $0.270 → $0.280 | +3.7% |
| Jan 15, 2004 | Raise | $0.260 → $0.270 | +3.8% |
| Jan 16, 2003 | Raise | $0.250 → $0.260 | +4.0% |
| Apr 12, 2002 | Raise | $0.190 → $0.250 | +31.6% |
| Oct 11, 2001 | Raise | $0.180 → $0.190 | +5.6% |
Frequently Asked Questions
Is CIVB a good dividend stock?
Yes. Civista Bancshares, Inc. (CIVB) pays a quarterly dividend yielding 2.68% ($0.72/yr), with 13 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Is CIVB undervalued?
Based on a blend of discounted cash flow, a dividend-discount model and an earnings-multiple estimate, CIVB's fair value is about $35.94 versus a $26.85 share price — so it looks undervalued (+34% vs. fair value).
Is CIVB's dividend safe?
CIVB has a dividend-safety grade of A (86/100), based on its payout coverage, free-cash-flow, 13-year growth streak, a dividend cut in 2009, debt and yield-versus-history.
What is CIVB's fair value?
Our blended fair-value estimate for CIVB is about $35.94 per share, roughly 34% above the current $26.85 price — combining a discounted cash flow, a dividend-discount model and an earnings multiple.
Is CIVB a buy, hold, or sell?
We don't issue formal ratings, but on the data CIVB screens as "yes" and undervalued. Civista Bancshares, Inc. (CIVB) pays a quarterly dividend yielding 2.68% ($0.72/yr), with 13 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding. This is research for your own analysis, not investment advice.
Will CIVB cut its dividend?
CIVB earns a dividend-safety grade of A (86/100), and has cut its dividend before (last in 2009). A higher score means lower cut risk based on payout coverage, cash flow and history — but no score guarantees a dividend.
Does CIVB pay a dividend?
Yes. Civista Bancshares, Inc. pays a quarterly dividend of about $0.72 per share annually, a forward yield of roughly 2.68%.
What is CIVB's dividend yield?
As of Oct 18, 2026, CIVB's forward dividend yield is 2.68%, based on a $0.72 annual dividend and a $26.85 share price.
What is CIVB's dividend per share?
As of Oct 18, 2026, CIVB pays $0.72 per share per year, distributed on a quarterly basis.
What is CIVB's dividend payout ratio?
As of Oct 18, 2026, CIVB's payout ratio is 26% of trailing 12-month earnings — a comfortable level that leaves room to keep raising the dividend.
How many years has CIVB grown its dividend?
As of Oct 18, 2026, CIVB has increased its dividend for 13 consecutive years.
When is the next CIVB ex-dividend date?
As of Oct 18, 2026, CIVB's next ex-dividend date hasn't been announced. The most recent was Aug 4, 2026, for $0.18 per share.
CIVB Price — Last 12 Months
Daily close
Price Return
1 Year
+18%
3 Years
+72%
5 Years
+14%
52-Week Range
$20.07 – $29.97
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is CIVB worth?
Undervaluedlow confidenceOur blended fair-value estimate for Civista Bancshares, Inc. is $35.94 per share, versus a market price of $26.85. That implies 34% of upside — a margin of safety of about 25%.
Fair Value
$35.94
Current Price
$26.85
Upside
+34%
Margin of Safety
25%
How we get there
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
Assumptions: 8.0% discount rate (CAPM), 7.4% growth for five years fading to 2.5% over the next five, $2.69 EPS, $0.72 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
CIVB Dividend Safety Score
Very Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
Full CIVB dividend history →| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Aug 4, 2026 | Aug 18, 2026 | $0.1800 | regular |
| May 5, 2026 | May 19, 2026 | $0.1800 | regular |
| Feb 10, 2026 | Feb 24, 2026 | $0.1800 | regular |
| Nov 4, 2025 | Nov 18, 2025 | $0.1700 | regular |
| Aug 5, 2025 | Aug 19, 2025 | $0.1700 | regular |
| Apr 29, 2025 | May 13, 2025 | $0.1700 | regular |
| Feb 4, 2025 | Feb 18, 2025 | $0.1700 | regular |
| Nov 5, 2024 | Nov 19, 2024 | $0.1600 | regular |
| Aug 6, 2024 | Aug 20, 2024 | $0.1600 | regular |
| May 6, 2024 | May 22, 2024 | $0.1600 | regular |
| Feb 12, 2024 | Mar 1, 2024 | $0.1600 | regular |
| Nov 6, 2023 | Nov 21, 2023 | $0.1600 | regular |
| Aug 7, 2023 | Aug 22, 2023 | $0.1600 | regular |
| May 8, 2023 | May 24, 2023 | $0.1500 | regular |
Income Calculator
At $0.72 / yr per share
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