CIVB vs V: Which Is the Better Dividend Stock?
As of Oct 18, 2026, V (Visa Inc.) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. CIVB offers the higher yield at 2.68%, V has the higher dividend-safety score, and CIVB looks like the better value (its fair-value estimate is 34% above its share price).
Key facts: CIVB vs V
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Civista Bancshares, Inc. (CIVB) has the higher forward dividend yield at 2.68%, versus 0.67% for Visa Inc. (V).
- As of Oct 18, 2026, SmarterDividends grades CIVB's dividend safety A (86/100) and V's A (93/100).
- By SmarterDividends' count as of Oct 18, 2026, CIVB has raised its dividend for 13 consecutive years and V for 17.
- As of Oct 18, 2026, CIVB pays out 26% of its earnings as dividends and V pays out 22%.
- As of Oct 18, 2026, CIVB's fair-value estimate is 34% above its share price and V's fair-value estimate is 24% below its share price, so CIVB looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "CIVB vs V: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/civb-vs-v
| Metric | CIVB | V |
|---|---|---|
| Forward yield | 2.68% | 0.67% |
| Annual dividend | $0.72 | $2.68 |
| Payout ratio | 26% | 22% |
| Years of growth | 13 yr | 17 yr |
| 5-yr dividend growth | 9.1% | 14.9% |
| 5-yr total return | 14% | 108% |
| Dividend safety score | 86 (A) | 93 (A) |
| Fair value estimate | $35.94 | $306.97 |
| Upside to fair value | +34% | -24% |
| Frequency | quarterly | quarterly |
| Market cap | $558.3M | $755.8B |
| P/E ratio | 10.0 | 34.3 |
Higher yield
CIVB
2.68%
Safer dividend
V
Grade A
Faster growth
V
14.9%
Better value
CIVB
+34% upside
CIVB vs V — FAQ
Is CIVB or V a better dividend stock?
On the data, V wins more head-to-head categories (6 vs 2). CIVB offers the higher yield (2.68%), while V has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, CIVB or V?
CIVB has the higher forward dividend yield at 2.68%, versus 0.67% for V.
Is CIVB or V safer?
V has the higher dividend-safety score (93/100 vs 86/100), reflecting stronger payout coverage and dividend-growth history.
Is CIVB or V better value right now?
As of Oct 18, 2026, CIVB looks like the better value: its fair-value estimate is 34% above its share price (undervalued). For V, its fair-value estimate is 24% below its share price.
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.