SmarterDividends
CZWI

Citizens Community Bancorp, Inc.

CZWI

Financial Services · Banks - Regional · Stock · quarterly payer

$21.22

Overvalued · -17% Add to Portfolio

Forward Yield

1.48%

Annual Dividend

$0.32

Payout Ratio

16%

5-Yr Growth

11.4%

Ex-Date

Aug 7, 2026

Frequency

Quarterly

Key facts about CZWI's dividend

Data as of · Source: SmarterDividends data

  • As of Oct 18, 2026, Citizens Community Bancorp, Inc. (CZWI) has a forward dividend yield of 1.48%, based on an annual dividend of $0.32 per share and a share price of $21.22.
  • As of Oct 18, 2026, CZWI's dividend safety grade from SmarterDividends is C (63 out of 100), which rates the dividend as borderline.
  • By SmarterDividends' count, Citizens Community Bancorp, Inc. (CZWI) has raised its dividend for 6 consecutive years as of Oct 18, 2026.
  • CZWI last cut its regular dividend in 2013.
  • CZWI's most recent ex-dividend date was Aug 7, 2026, for a dividend of $0.11 per share.
  • As of Oct 18, 2026, CZWI pays out 16% of its trailing 12-month earnings as dividends (its payout ratio).
  • CZWI's dividend has grown at an average rate of 11.4% a year over the past five years.
  • As of Oct 18, 2026, CZWI's 1.48% yield is 34% below its five-year average yield of 2.24%.
  • As of Oct 18, 2026, SmarterDividends' blended fair-value estimate for CZWI is $17.51 per share, 17% below the $21.22 share price, so CZWI screens as overvalued.
  • Citizens Community Bancorp, Inc. (CZWI) pays its dividend quarterly, 4 times a year.
Cite this page

SmarterDividends, "CZWI Dividend: Yield, Safety Grade & Next Ex-Date," updated Oct 18, 2026, https://smarterdividends.com/stocks/CZWI

Summary

As of Oct 18, 2026, Citizens Community Bancorp, Inc. (CZWI) yields 1.48% ($0.32 a year per share), has a dividend safety grade of C (63/100) and has 6 consecutive years of dividend increases on record.

Is CZWI a good dividend stock?

Yes, with caveats

Citizens Community Bancorp, Inc. (CZWI) pays a quarterly dividend yielding 1.48% ($0.32/yr), with 6 years of growth and a dividend-safety grade of C. It's a solid income payer, but check the caveats below before buying.

Advantages

  • Comfortable payout ratio (16%)
  • Strong 11.4% 5-yr dividend growth
  • 55% total price return over 5 years

Risks

  • Cut its dividend in 2013

Key Data

Dividend Yield
1.48%
Payout Ratio
16%
Annual Dividend
$0.32
5-Yr Avg Growth
11.4%
Ex-Dividend Date
Aug 7, 2026
Years of Growth
6
Frequency
quarterly
Beta
0.51
Market Cap
$204.8M
P/E Ratio
16.2
5-Yr Total Return
55%
52-Week Range
$15.30 – $24.43
Dividend Safety
C · 63/100
Ever Cut?
Yes (2013)

CZWI dividend changes

Citizens Community Bancorp, Inc. (CZWI) pays a variable dividend: across the 37 payments on record since 2004, 10 were higher than the one before and 1 lower. The latest change was down 67.2% to $0.105 per share, going ex-dividend on Feb 6, 2026.

Ex-dateChangeOld → newMove
Feb 6, 2026Lower$0.320 → $0.105−67.2%
Feb 8, 2024Higher$0.290 → $0.320+10.3%
Feb 2, 2023Higher$0.260 → $0.290+11.5%
Feb 11, 2022Higher$0.230 → $0.260+13.0%
Feb 10, 2021Higher$0.210 → $0.230+9.5%
Feb 4, 2020Higher$0.200 → $0.210+5.0%
Feb 8, 2018Higher$0.160 → $0.200+25.0%
Mar 7, 2017Higher$0.120 → $0.160+33.3%
Mar 9, 2016Higher$0.0800 → $0.120+50.0%
Mar 11, 2015Higher$0.0400 → $0.0800+100.0%
Mar 11, 2014Higher$0.0200 → $0.0400+100.0%
Every CZWI payment →Download every raise and cut (CSV)
CZWI ex-dividend date & scheduleNext ex-date Aug 7, 2026 · full ex-dividend historyView →CZWI dividend historyEvery payment, totals by year, raises and cutsView →

Frequently Asked Questions

Is CZWI a good dividend stock?

Yes, with caveats. Citizens Community Bancorp, Inc. (CZWI) pays a quarterly dividend yielding 1.48% ($0.32/yr), with 6 years of growth and a dividend-safety grade of C. It's a solid income payer, but check the caveats below before buying.

Is CZWI undervalued?

Based on a blend of discounted cash flow, a dividend-discount model and an earnings-multiple estimate, CZWI's fair value is about $17.51 versus a $21.22 share price — so it looks overvalued (-17% vs. fair value).

Is CZWI's dividend safe?

CZWI has a dividend-safety grade of C (63/100), based on its payout coverage, free-cash-flow, 6-year growth streak, a dividend cut in 2013, debt and yield-versus-history.

What is CZWI's fair value?

Our blended fair-value estimate for CZWI is about $17.51 per share, about 17% below the current $21.22 price — combining a discounted cash flow, a dividend-discount model and an earnings multiple.

Is CZWI a buy, hold, or sell?

We don't issue formal ratings, but on the data CZWI screens as "yes, with caveats" and overvalued. Citizens Community Bancorp, Inc. (CZWI) pays a quarterly dividend yielding 1.48% ($0.32/yr), with 6 years of growth and a dividend-safety grade of C. It's a solid income payer, but check the caveats below before buying. This is research for your own analysis, not investment advice.

Will CZWI cut its dividend?

CZWI earns a dividend-safety grade of C (63/100), and has cut its dividend before (last in 2013). A higher score means lower cut risk based on payout coverage, cash flow and history — but no score guarantees a dividend.

Does CZWI pay a dividend?

Yes. Citizens Community Bancorp, Inc. pays a quarterly dividend of about $0.32 per share annually, a forward yield of roughly 1.48%.

What is CZWI's dividend yield?

As of Oct 18, 2026, CZWI's forward dividend yield is 1.48%, based on a $0.32 annual dividend and a $21.22 share price.

What is CZWI's dividend per share?

As of Oct 18, 2026, CZWI pays $0.32 per share per year, distributed on a quarterly basis.

What is CZWI's dividend payout ratio?

As of Oct 18, 2026, CZWI's payout ratio is 16% of trailing 12-month earnings — a comfortable level that leaves room to keep raising the dividend.

How many years has CZWI grown its dividend?

As of Oct 18, 2026, CZWI has increased its dividend for 6 consecutive years.

When is the next CZWI ex-dividend date?

As of Oct 18, 2026, CZWI's next ex-dividend date hasn't been announced. The most recent was Aug 7, 2026, for $0.11 per share.

Income Calculator

At $0.32 / yr per share

Per payment (quarterly)$8.00
Annual$32.00
Monthly avg$2.67

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