BAC vs CZWI: Which Is the Better Dividend Stock?
As of August 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. BAC offers the higher yield at 2.03%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+65%).
| Metric | BAC | CZWI |
|---|---|---|
| Forward yield | 2.03% | 1.44% |
| Annual dividend | $1.28 | $0.32 |
| Payout ratio | 26% | 16% |
| Years of growth | 12 yr | 6 yr |
| 5-yr dividend growth | 8.4% | 11.4% |
| 5-yr total return | 48% | 58% |
| Dividend safety score | 85 (A) | 63 (C) |
| Fair value estimate | $102.37 | $16.99 |
| Upside to fair value | +65% | -23% |
| Frequency | quarterly | annual |
| Market cap | $442.3B | $209.6M |
| P/E ratio | 14.6 | 16.7 |
Higher yield
BAC
2.03%
Safer dividend
BAC
Grade A
Faster growth
CZWI
11.4%
Better value
BAC
+65% upside
BAC vs CZWI — FAQ
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