SmarterDividends
FRAF

Franklin Financial Services Corporation

FRAF

Financial Services · Banks - Regional · Stock · quarterly payer

$62.75

Undervalued · +31% Add to Portfolio

Forward Yield

2.17%

Annual Dividend

$1.36

Payout Ratio

24%

5-Yr Growth

1.8%

Ex-Date

Aug 7, 2026

Frequency

Quarterly

Key facts about FRAF's dividend

Data as of · Source: SmarterDividends data

  • As of Oct 18, 2026, Franklin Financial Services Corporation (FRAF) has a forward dividend yield of 2.17%, based on an annual dividend of $1.36 per share and a share price of $62.75.
  • As of Oct 18, 2026, FRAF's dividend safety grade from SmarterDividends is A (83 out of 100), which rates the dividend as very safe.
  • FRAF last cut its regular dividend in 2012.
  • FRAF's most recent ex-dividend date was Aug 7, 2026, for a dividend of $0.34 per share.
  • As of Oct 18, 2026, FRAF pays out 24% of its trailing 12-month earnings as dividends (its payout ratio).
  • FRAF's dividend has grown at an average rate of 1.8% a year over the past five years.
  • As of Oct 18, 2026, FRAF's 2.17% yield is 45% below its five-year average yield of 3.92%.
  • As of Oct 18, 2026, SmarterDividends' blended fair-value estimate for FRAF is $82.07 per share, 31% above the $62.75 share price, so FRAF screens as undervalued.
  • Franklin Financial Services Corporation (FRAF) pays its dividend quarterly, 4 times a year.
  • Franklin Financial Services Corporation (FRAF) has raised its regular dividend 20 times and cut it 2 times across the 110 payments on record since 1994. Its most recent change was a 3.0% increase to $0.340 per share, going ex-dividend on May 1, 2026. The last cut went ex-dividend on May 8, 2012.
Cite this page

SmarterDividends, "FRAF Dividend: Yield, Safety Grade & Next Ex-Date," updated Oct 18, 2026, https://smarterdividends.com/stocks/FRAF

Summary

As of Oct 18, 2026, Franklin Financial Services Corporation (FRAF) yields 2.17% ($1.36 a year per share) and has a dividend safety grade of A (83/100).

Is FRAF a good dividend stock?

Yes

Franklin Financial Services Corporation (FRAF) pays a quarterly dividend yielding 2.17% ($1.36/yr), with 1 year of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.

Advantages

  • Comfortable payout ratio (24%)
  • 92% total price return over 5 years
  • Top-tier dividend safety score

Risks

  • Cut its dividend in 2012

Key Data

Dividend Yield
2.17%
Payout Ratio
24%
Annual Dividend
$1.36
5-Yr Avg Growth
1.8%
Ex-Dividend Date
Aug 7, 2026
Years of Growth
1
Frequency
quarterly
Beta
-0.02
Market Cap
$282.3M
P/E Ratio
11.5
5-Yr Total Return
92%
52-Week Range
$43.97 – $65.41
Dividend Safety
A · 83/100
Ever Cut?
Yes (2012)

FRAF dividend raises and cuts

Franklin Financial Services Corporation (FRAF) has raised its regular dividend 20 times and cut it 2 times across the 110 payments on record since 1994. Its most recent change was a 3.0% increase to $0.340 per share, going ex-dividend on May 1, 2026. The last cut went ex-dividend on May 8, 2012.

Ex-dateChangeOld → newMove
May 1, 2026Raise$0.330 → $0.340+3.0%
May 2, 2025Raise$0.320 → $0.330+3.1%
Aug 5, 2021Raise$0.310 → $0.320+3.2%
May 6, 2021Raise$0.300 → $0.310+3.3%
May 2, 2019Raise$0.270 → $0.300+11.1%
May 3, 2018Raise$0.240 → $0.270+12.5%
Aug 2, 2017Raise$0.210 → $0.240+14.3%
May 4, 2016Raise$0.190 → $0.210+10.5%
May 6, 2015Raise$0.170 → $0.190+11.8%
May 8, 2012Cut$0.270 → $0.170−37.0%
May 7, 2008Raise$0.260 → $0.270+3.8%
May 2, 2007Raise$0.250 → $0.260+4.0%
Show all 22 changes since 1995
Ex-dateChangeOld → newMove
May 3, 2006Raise$0.240 → $0.250+4.2%
May 4, 2005Raise$0.230 → $0.240+4.3%
Aug 4, 2004Raise$0.208 → $0.230+10.6%
May 7, 2003Raise$0.192 → $0.208+8.3%
May 8, 2002Cut$0.200 → $0.192−4.0%
Mar 26, 2002Raise$0.176 → $0.200+13.6%
Aug 8, 2001Raise$0.160 → $0.176+10.0%
Feb 13, 1996Raise$0.0996 → $0.101+1.8%
Aug 9, 1995Raise$0.0924 → $0.0996+7.7%
May 8, 1995Raise$0.0889 → $0.0924+4.0%
Every FRAF payment →Download every raise and cut (CSV)
FRAF ex-dividend date & scheduleNext ex-date Aug 7, 2026 · full ex-dividend historyView →FRAF dividend historyEvery payment, totals by year, raises and cutsView →

Frequently Asked Questions

Is FRAF a good dividend stock?

Yes. Franklin Financial Services Corporation (FRAF) pays a quarterly dividend yielding 2.17% ($1.36/yr), with 1 year of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.

Is FRAF undervalued?

Based on a blend of discounted cash flow, a dividend-discount model and an earnings-multiple estimate, FRAF's fair value is about $82.07 versus a $62.75 share price — so it looks undervalued (+31% vs. fair value).

Is FRAF's dividend safe?

FRAF has a dividend-safety grade of A (83/100), based on its payout coverage, free-cash-flow, 1-year growth streak, a dividend cut in 2012, debt and yield-versus-history.

What is FRAF's fair value?

Our blended fair-value estimate for FRAF is about $82.07 per share, roughly 31% above the current $62.75 price — combining a discounted cash flow, a dividend-discount model and an earnings multiple.

Is FRAF a buy, hold, or sell?

We don't issue formal ratings, but on the data FRAF screens as "yes" and undervalued. Franklin Financial Services Corporation (FRAF) pays a quarterly dividend yielding 2.17% ($1.36/yr), with 1 year of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding. This is research for your own analysis, not investment advice.

Will FRAF cut its dividend?

FRAF earns a dividend-safety grade of A (83/100), and has cut its dividend before (last in 2012). A higher score means lower cut risk based on payout coverage, cash flow and history — but no score guarantees a dividend.

Does FRAF pay a dividend?

Yes. Franklin Financial Services Corporation pays a quarterly dividend of about $1.36 per share annually, a forward yield of roughly 2.17%.

What is FRAF's dividend yield?

As of Oct 18, 2026, FRAF's forward dividend yield is 2.17%, based on a $1.36 annual dividend and a $62.75 share price.

What is FRAF's dividend per share?

As of Oct 18, 2026, FRAF pays $1.36 per share per year, distributed on a quarterly basis.

What is FRAF's dividend payout ratio?

As of Oct 18, 2026, FRAF's payout ratio is 24% of trailing 12-month earnings — a comfortable level that leaves room to keep raising the dividend.

How many years has FRAF grown its dividend?

As of Oct 18, 2026, FRAF has increased its dividend for 1 consecutive years.

When is the next FRAF ex-dividend date?

As of Oct 18, 2026, FRAF's next ex-dividend date hasn't been announced. The most recent was Aug 7, 2026, for $0.34 per share.

Income Calculator

At $1.36 / yr per share

Per payment (quarterly)$34.00
Annual$136.00
Monthly avg$11.33

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