Franklin Financial Services Corporation
FRAFFinancial Services · Stock · quarterly payer
Forward Yield
2.16%
Annual Dividend
$1.36
Payout Ratio
24%
5-Yr Growth
1.8%
Ex-Date
Aug 7, 2026
Frequency
Quarterly
Summary
As of August 2026, Franklin Financial Services Corporation (FRAF) yields 2.16% ($1.36 per share annually), with a blended fair-value estimate of $108.93 — +72% upside, so it screens as undervalued. Dividend safety grade: A (81/100). 1 years of dividend growth.
Is FRAF a good dividend stock?
YesFranklin Financial Services Corporation (FRAF) pays a quarterly dividend yielding 2.16% ($1.36/yr), with 1 year of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- Comfortable payout ratio (24%)
- 99% total price return over 5 years
- Top-tier dividend safety score
Risks
- Cut its dividend in 2012
Key Data
- Dividend Yield
- 2.16%
- Payout Ratio
- 24%
- Annual Dividend
- $1.36
- 5-Yr Avg Growth
- 1.8%
- Ex-Dividend Date
- Aug 7, 2026
- Years of Growth
- 1
- Frequency
- quarterly
- Beta
- -0.01
- Market Cap
- $284.9M
- P/E Ratio
- 11.7
- 5-Yr Total Return
- 99%
- 52-Week Range
- $38.52 – $64.88
- Dividend Safety
- A · 81/100
- Ever Cut?
- Yes (2012)
Frequently Asked Questions
FRAF Price — Last 12 Months
Daily close
Price Return
1 Year
+35%
3 Years
+118%
5 Years
+99%
52-Week Range
$38.52 – $64.88
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is FRAF worth?
Undervaluedlow confidenceOur blended fair-value estimate for Franklin Financial Services Corporation is $108.93 per share, versus a market price of $63.16. That implies 72% of upside — a margin of safety of about 42%.
Fair Value
$108.93
Current Price
$63.16
Upside
+72%
Margin of Safety
42%
How we get there
Discounted cash flow
Discounts projected free cash flow back to today.
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
At today's price, the market is pricing in about -1.2% annual free-cash-flow growth. We model 13.8% — below our estimate, leaving room for upside if the business executes.
Assumptions: 9.3% discount rate (CAPM), 13.8% stage-1 growth, 2.5% terminal growth, $5.48 EPS, $1.36 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
FRAF Dividend Safety Score
Very Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| May 1, 2026 | — | $0.3400 | regular |
| Feb 6, 2026 | — | $0.3300 | regular |
| Nov 7, 2025 | — | $0.3300 | regular |
| Aug 1, 2025 | — | $0.3300 | regular |
| May 2, 2025 | — | $0.3300 | regular |
| Feb 7, 2025 | — | $0.3200 | regular |
| Nov 1, 2024 | — | $0.3200 | regular |
| Aug 2, 2024 | — | $0.3200 | regular |
| May 1, 2024 | — | $0.3200 | regular |
| Jan 31, 2024 | — | $0.3200 | regular |
| Nov 2, 2023 | — | $0.3200 | regular |
| Aug 3, 2023 | — | $0.3200 | regular |
| May 4, 2023 | — | $0.3200 | regular |
| Feb 2, 2023 | — | $0.3200 | regular |
Income Calculator
At $1.36 / yr per share
