FRAF vs JPM: Which Is the Better Dividend Stock?
As of Oct 18, 2026, FRAF and JPM are closely matched. FRAF offers the higher yield at 2.17%, FRAF has the higher dividend-safety score, and FRAF looks like the better value (its fair-value estimate is 31% above its share price).
Key facts: FRAF vs JPM
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Franklin Financial Services Corporation (FRAF) has the higher forward dividend yield at 2.17%, versus 1.94% for JPMorgan Chase & Co. (JPM).
- As of Oct 18, 2026, SmarterDividends grades FRAF's dividend safety A (83/100) and JPM's A (82/100).
- By SmarterDividends' count as of Oct 18, 2026, FRAF has raised its dividend for 1 consecutive years and JPM for 15.
- As of Oct 18, 2026, FRAF pays out 24% of its earnings as dividends and JPM pays out 26%.
- As of Oct 18, 2026, FRAF's fair-value estimate is 31% above its share price and JPM's fair-value estimate is 7% above its share price, so FRAF looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "FRAF vs JPM: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/fraf-vs-jpm
| Metric | FRAF | JPM |
|---|---|---|
| Forward yield | 2.17% | 1.94% |
| Annual dividend | $1.36 | $6.60 |
| Payout ratio | 24% | 26% |
| Years of growth | 1 yr | 15 yr |
| 5-yr dividend growth | 1.8% | 9.0% |
| 5-yr total return | 92% | 114% |
| Dividend safety score | 83 (A) | 82 (A) |
| Fair value estimate | $82.07 | $364.60 |
| Upside to fair value | +31% | +7% |
| Frequency | quarterly | quarterly |
| Market cap | $282.3M | $902.2B |
| P/E ratio | 11.5 | 14.3 |
Higher yield
FRAF
2.17%
Safer dividend
FRAF
Grade A
Faster growth
JPM
9.0%
Better value
FRAF
+31% upside
FRAF vs JPM — FAQ
Is FRAF or JPM a better dividend stock?
FRAF and JPM are closely matched. FRAF has the higher yield; FRAF scores better on safety.
Which has a higher dividend yield, FRAF or JPM?
FRAF has the higher forward dividend yield at 2.17%, versus 1.94% for JPM.
Is FRAF or JPM safer?
FRAF has the higher dividend-safety score (83/100 vs 82/100), reflecting stronger payout coverage and dividend-growth history.
Is FRAF or JPM better value right now?
As of Oct 18, 2026, FRAF looks like the better value: its fair-value estimate is 31% above its share price (undervalued). For JPM, its fair-value estimate is 7% above its share price.
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