
Home Federal Bancorp, Inc. of Louisiana
HFBLFinancial Services · Banks - Regional · Stock · quarterly payer
Forward Yield
2.48%
Annual Dividend
$0.54
Payout Ratio
27%
5-Yr Growth
10.3%
Ex-Date
Jul 27, 2026
Frequency
Quarterly
Key facts about HFBL's dividend
Data as of · Source: SmarterDividends data
- As of Oct 15, 2026, Home Federal Bancorp, Inc. of Louisiana (HFBL) has a forward dividend yield of 2.48%, based on an annual dividend of $0.54 per share and a share price of $24.19.
- As of Oct 15, 2026, HFBL's dividend safety grade from SmarterDividends is A (87 out of 100), which rates the dividend as very safe.
- By SmarterDividends' count, Home Federal Bancorp, Inc. of Louisiana (HFBL) has raised its dividend for 12 consecutive years as of Oct 15, 2026.
- HFBL last cut its regular dividend in 2011.
- HFBL's most recent ex-dividend date was Jul 27, 2026, for a dividend of $0.15 per share.
- As of Oct 15, 2026, HFBL pays out 27% of its trailing 12-month earnings as dividends (its payout ratio).
- HFBL's dividend has grown at an average rate of 10.3% a year over the past five years.
- As of Oct 15, 2026, HFBL's 2.48% yield is 20% below its five-year average yield of 3.08%.
- As of Oct 15, 2026, SmarterDividends' blended fair-value estimate for HFBL is $33.38 per share, 38% above the $24.19 share price, so HFBL screens as undervalued.
- Home Federal Bancorp, Inc. of Louisiana (HFBL) pays its dividend quarterly, 4 times a year.
Cite this page
SmarterDividends, "HFBL Dividend: Yield, Safety Grade & Next Ex-Date," updated Oct 15, 2026, https://smarterdividends.com/stocks/HFBL
Summary
As of Oct 15, 2026, Home Federal Bancorp, Inc. of Louisiana (HFBL) yields 2.48% ($0.54 a year per share), has a dividend safety grade of A (87/100) and has 12 consecutive years of dividend increases on record.
Is HFBL a good dividend stock?
YesHome Federal Bancorp, Inc. of Louisiana (HFBL) pays a quarterly dividend yielding 2.48% ($0.54/yr), with 12 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- 12 consecutive years of dividend growth
- Comfortable payout ratio (27%)
- Strong 10.3% 5-yr dividend growth
- Top-tier dividend safety score
Risks
- Cut its dividend in 2011
Key Data
- Dividend Yield
- 2.48%
- Payout Ratio
- 27%
- Annual Dividend
- $0.54
- 5-Yr Avg Growth
- 10.3%
- Ex-Dividend Date
- Jul 27, 2026
- Years of Growth
- 12
- Frequency
- quarterly
- Beta
- 0.41
- Market Cap
- $73.3M
- P/E Ratio
- 12.0
- 5-Yr Total Return
- 28%
- 52-Week Range
- $14.00 – $28.00
- Dividend Safety
- A · 87/100
- Ever Cut?
- Yes (2011)
Frequently Asked Questions
Is HFBL a good dividend stock?
Yes. Home Federal Bancorp, Inc. of Louisiana (HFBL) pays a quarterly dividend yielding 2.48% ($0.54/yr), with 12 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Is HFBL undervalued?
Based on a blend of discounted cash flow, a dividend-discount model and an earnings-multiple estimate, HFBL's fair value is about $33.38 versus a $24.19 share price — so it looks undervalued (+38% vs. fair value).
Is HFBL's dividend safe?
HFBL has a dividend-safety grade of A (87/100), based on its payout coverage, free-cash-flow, 12-year growth streak, a dividend cut in 2011, debt and yield-versus-history.
What is HFBL's fair value?
Our blended fair-value estimate for HFBL is about $33.38 per share, roughly 38% above the current $24.19 price — combining a discounted cash flow, a dividend-discount model and an earnings multiple.
Is HFBL a buy, hold, or sell?
We don't issue formal ratings, but on the data HFBL screens as "yes" and undervalued. Home Federal Bancorp, Inc. of Louisiana (HFBL) pays a quarterly dividend yielding 2.48% ($0.54/yr), with 12 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding. This is research for your own analysis, not investment advice.
Will HFBL cut its dividend?
HFBL earns a dividend-safety grade of A (87/100), and has cut its dividend before (last in 2011). A higher score means lower cut risk based on payout coverage, cash flow and history — but no score guarantees a dividend.
Does HFBL pay a dividend?
Yes. Home Federal Bancorp, Inc. of Louisiana pays a quarterly dividend of about $0.54 per share annually, a forward yield of roughly 2.48%.
What is HFBL's dividend yield?
As of Oct 15, 2026, HFBL's forward dividend yield is 2.48%, based on a $0.54 annual dividend and a $24.19 share price.
What is HFBL's dividend per share?
As of Oct 15, 2026, HFBL pays $0.54 per share per year, distributed on a quarterly basis.
What is HFBL's dividend payout ratio?
As of Oct 15, 2026, HFBL's payout ratio is 27% of trailing 12-month earnings — a comfortable level that leaves room to keep raising the dividend.
How many years has HFBL grown its dividend?
As of Oct 15, 2026, HFBL has increased its dividend for 12 consecutive years.
When is the next HFBL ex-dividend date?
As of Oct 15, 2026, HFBL's next ex-dividend date hasn't been announced. The most recent was Jul 27, 2026, for $0.15 per share.
HFBL Price — Last 12 Months
Daily close
Price Return
1 Year
+48%
3 Years
+100%
5 Years
+28%
52-Week Range
$14.00 – $28.00
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is HFBL worth?
Undervaluedlow confidenceOur blended fair-value estimate for Home Federal Bancorp, Inc. of Louisiana is $33.38 per share, versus a market price of $24.19. That implies 38% of upside — a margin of safety of about 28%.
Fair Value
$33.38
Current Price
$24.19
Upside
+38%
Margin of Safety
28%
How we get there
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
Assumptions: 8.0% discount rate (CAPM), 10.3% growth for five years fading to 2.5% over the next five, $2.02 EPS, $0.60 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
HFBL Dividend Safety Score
Very Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
Full HFBL dividend history →| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Jul 27, 2026 | Aug 10, 2026 | $0.1500 | regular |
| Apr 27, 2026 | May 11, 2026 | $0.1350 | regular |
| Feb 2, 2026 | Feb 16, 2026 | $0.1350 | regular |
| Oct 27, 2025 | Nov 10, 2025 | $0.1350 | regular |
| Aug 4, 2025 | Aug 18, 2025 | $0.1350 | regular |
| Apr 28, 2025 | May 12, 2025 | $0.1300 | regular |
| Jan 27, 2025 | Feb 10, 2025 | $0.1300 | regular |
| Oct 28, 2024 | Nov 11, 2024 | $0.1300 | regular |
| Aug 5, 2024 | Aug 19, 2024 | $0.1300 | regular |
| Apr 26, 2024 | May 13, 2024 | $0.1250 | regular |
| Jan 26, 2024 | Feb 12, 2024 | $0.1250 | regular |
| Oct 27, 2023 | Nov 13, 2023 | $0.1250 | regular |
| Jul 28, 2023 | Aug 14, 2023 | $0.1250 | regular |
| Apr 28, 2023 | May 15, 2023 | $0.1200 | regular |
Income Calculator
At $0.54 / yr per share
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