BAC vs HFBL: Which Is the Better Dividend Stock?
As of Oct 18, 2026, BAC and HFBL are closely matched. BAC offers the higher yield at 2.50%, BAC has the higher dividend-safety score, and HFBL looks like the better value (its fair-value estimate is 38% above its share price).
Key facts: BAC vs HFBL
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Bank of America Corporation (BAC) has the higher forward dividend yield at 2.50%, versus 2.49% for Home Federal Bancorp, Inc. of Louisiana (HFBL).
- As of Oct 18, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and HFBL's A (87/100).
- By SmarterDividends' count as of Oct 18, 2026, BAC has raised its dividend for 12 consecutive years and HFBL for 12.
- As of Oct 18, 2026, BAC pays out 26% of its earnings as dividends and HFBL pays out 27%.
- As of Oct 18, 2026, BAC's fair-value estimate is 24% above its share price and HFBL's fair-value estimate is 38% above its share price, so HFBL looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs HFBL: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/bac-vs-hfbl
| Metric | BAC | HFBL |
|---|---|---|
| Forward yield | 2.50% | 2.49% |
| Annual dividend | $1.28 | $0.60 |
| Payout ratio | 26% | 27% |
| Years of growth | 12 yr | 12 yr |
| 5-yr dividend growth | 8.4% | 10.3% |
| 5-yr total return | 15% | 20% |
| Dividend safety score | 87 (A) | 87 (A) |
| Fair value estimate | $63.43 | $33.38 |
| Upside to fair value | +24% | +38% |
| Frequency | quarterly | quarterly |
| Market cap | $358.2B | $73.1M |
| P/E ratio | 12.2 | 11.9 |
Higher yield
BAC
2.50%
Safer dividend
BAC
Grade A
Faster growth
HFBL
10.3%
Better value
HFBL
+38% upside
BAC vs HFBL — FAQ
Is BAC or HFBL a better dividend stock?
BAC and HFBL are closely matched. BAC has the higher yield; BAC scores better on safety.
Which has a higher dividend yield, BAC or HFBL?
BAC has the higher forward dividend yield at 2.50%, versus 2.49% for HFBL.
Is BAC or HFBL safer?
BAC has the higher dividend-safety score (87/100 vs 87/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or HFBL better value right now?
As of Oct 18, 2026, HFBL looks like the better value: its fair-value estimate is 38% above its share price (undervalued). For BAC, its fair-value estimate is 24% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.