Navient Corporation SR NT 6% 121543
JSMStock · quarterly payer
Forward Yield
8.66%
Annual Dividend
$0.64
Payout Ratio
—
5-Yr Growth
0.0%
Ex-Date
—
Frequency
Quarterly
Summary
As of July 2026, Navient Corporation SR NT 6% 121543 (JSM) yields 8.66% ($0.64 per share annually), with a blended fair-value estimate of $8.65 — -50% downside, so it screens as overvalued. Dividend safety grade: A (80/100).
Is JSM a good dividend stock?
YesNavient Corporation SR NT 6% 121543 (JSM) pays a quarterly dividend yielding 8.66% ($0.64/yr), with 0 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- Never cut its dividend on record
- Top-tier dividend safety score
Risks
- Very high yield can signal elevated risk
- Share price is down over the past 5 years
Key Data
- Dividend Yield
- 8.66%
- Payout Ratio
- —
- Annual Dividend
- $0.64
- 5-Yr Avg Growth
- 0.0%
- Ex-Dividend Date
- —
- Years of Growth
- 0
- Frequency
- quarterly
- Beta
- —
- Market Cap
- —
- P/E Ratio
- 14.4
- 5-Yr Total Return
- -32%
- 52-Week Range
- $17.24 – $20.65
- Dividend Safety
- A · 80/100
- Ever Cut?
- No
Frequently Asked Questions
JSM Price — Last 12 Months
Daily close
Price Return
1 Year
-8%
3 Years
-10%
5 Years
-32%
52-Week Range
$17.24 – $20.65
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is JSM worth?
Overvaluedlow confidenceOur blended fair-value estimate for Navient Corporation SR NT 6% 121543 is $8.65 per share, versus a market price of $17.33. That implies 50% of downside.
Fair Value
$8.65
Current Price
$17.33
Downside
-50%
Margin of Safety
-100%
How we get there
Dividend discount
Discounts the future dividend stream back to today.
Assumptions: 9.3% discount rate (CAPM), 0.0% stage-1 growth, 2.5% terminal growth, $0.64 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
JSM Dividend Safety Score
Very Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Jun 12, 2026 | — | $0.3750 | regular |
| Mar 13, 2026 | — | $0.3750 | regular |
| Dec 12, 2025 | — | $0.3750 | regular |
| Sep 12, 2025 | — | $0.3750 | regular |
| Jun 13, 2025 | — | $0.3750 | regular |
| Mar 14, 2025 | — | $0.3750 | regular |
| Dec 13, 2024 | — | $0.3750 | regular |
| Sep 13, 2024 | — | $0.3750 | regular |
| Jun 14, 2024 | — | $0.3750 | regular |
| Mar 13, 2024 | — | $0.3750 | regular |
| Dec 13, 2023 | — | $0.3750 | regular |
| Sep 13, 2023 | — | $0.3750 | regular |
| Jun 13, 2023 | — | $0.3750 | regular |
| Mar 13, 2023 | — | $0.3750 | regular |
Income Calculator
At $0.64 / yr per share
