AAPL vs JSM: Which Is the Better Dividend Stock?
As of Oct 18, 2026, AAPL (Apple Inc.) screens as the stronger dividend stock, winning 6 of 7 head-to-head metrics. JSM offers the higher yield at 9.38%, AAPL has the higher dividend-safety score, and AAPL looks like the better value (its fair-value estimate is 46% below its share price).
Key facts: AAPL vs JSM
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Navient Corporation SR NT 6% 121543 (JSM) has the higher forward dividend yield at 9.38%, versus 0.31% for Apple Inc. (AAPL).
- As of Oct 18, 2026, SmarterDividends grades AAPL's dividend safety A (95/100) and JSM's A (83/100).
- By SmarterDividends' count as of Oct 18, 2026, AAPL has raised its dividend for 14 consecutive years and JSM for 0.
- As of Oct 18, 2026, AAPL's fair-value estimate is 46% below its share price and JSM's fair-value estimate is 48% below its share price, so AAPL looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "AAPL vs JSM: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/aapl-vs-jsm
| Metric | AAPL | JSM |
|---|---|---|
| Forward yield | 0.31% | 9.38% |
| Annual dividend | $1.08 | $0.64 |
| Payout ratio | 12% | — |
| Years of growth | 14 yr | 0 yr |
| 5-yr dividend growth | 5.0% | 0.0% |
| 5-yr total return | 108% | -36% |
| Dividend safety score | 95 (A) | 83 (A) |
| Fair value estimate | $184.66 | $8.38 |
| Upside to fair value | -46% | -48% |
| Frequency | quarterly | quarterly |
| Market cap | $5.0T | — |
| P/E ratio | 39.4 | 13.3 |
Higher yield
JSM
9.38%
Safer dividend
AAPL
Grade A
Faster growth
AAPL
5.0%
Better value
AAPL
-46% upside
AAPL vs JSM — FAQ
Is AAPL or JSM a better dividend stock?
On the data, AAPL wins more head-to-head categories (6 vs 1). JSM offers the higher yield (9.38%), while AAPL has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, AAPL or JSM?
JSM has the higher forward dividend yield at 9.38%, versus 0.31% for AAPL.
Is AAPL or JSM safer?
AAPL has the higher dividend-safety score (95/100 vs 83/100), reflecting stronger payout coverage and dividend-growth history.
Is AAPL or JSM better value right now?
As of Oct 18, 2026, AAPL looks like the better value: its fair-value estimate is 46% below its share price (overvalued). For JSM, its fair-value estimate is 48% below its share price.
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.