SmarterDividends
KINS

Kingstone Companies, Inc.

KINS

Financial Services · Stock · quarterly payer

Forward Yield

1.32%

Annual Dividend

$0.20

Payout Ratio

7%

5-Yr Growth

4.6%

Ex-Date

May 11, 2026

Frequency

Quarterly

KINS Dividend Safety Score

57/ 100
Grade C

Borderline

Dividend-growth streak2 consecutive years of growth
Cut historyCut its dividend in 2020
Earnings payout coverage7% of earnings paid out
Free-cash-flow coverage8% of free cash flow
Balance-sheet strengthDebt/equity of 3.71
Yield vs its historyYield in line with its history

SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.

Dividend Growth

Total dividends per share by year

Is KINS a good dividend stock?

Mixed

Kingstone Companies, Inc. (KINS) pays a quarterly dividend yielding 1.32% ($0.20/yr), with 3 years of growth and a dividend-safety grade of C. The picture is mixed — the dividend pays, but safety or growth signals are weaker than ideal.

Advantages

  • Comfortable payout ratio (7%)
  • 100% total price return over 5 years

Risks

  • Cut its dividend in 2020

Key Data

Dividend Yield
1.32%
Payout Ratio
7%
Annual Dividend
$0.20
5-Yr Avg Growth
4.6%
Ex-Dividend Date
May 11, 2026
Years of Growth
3
Frequency
quarterly
Beta
0.48
Market Cap
$219.2M
P/E Ratio
6.8
5-Yr Total Return
100%
52-Week Range
$13.08 – $19.42
Dividend Safety
C · 57/100
Ever Cut?
Yes (2020)
KINS ex-dividend date & scheduleNext ex-date May 11, 2026 · full ex-dividend historyView →

Frequently Asked Questions

Income Calculator

At $0.20 / yr per share

Per payment (quarterly)$5.00
Annual$20.00
Monthly avg$1.67