KINS vs MA: Which Is the Better Dividend Stock?
As of Oct 18, 2026, KINS and MA are closely matched. KINS offers the higher yield at 1.28%, MA has the higher dividend-safety score, and KINS looks like the better value (its fair-value estimate is 3% above its share price).
Key facts: KINS vs MA
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Kingstone Companies, Inc. (KINS) has the higher forward dividend yield at 1.28%, versus 0.56% for Mastercard Incorporated (MA).
- As of Oct 18, 2026, SmarterDividends grades KINS's dividend safety C (56/100) and MA's A (89/100).
- By SmarterDividends' count as of Oct 18, 2026, KINS has raised its dividend for 1 consecutive years and MA for 14.
- As of Oct 18, 2026, KINS pays out 8% of its earnings as dividends and MA pays out 18%.
- As of Oct 18, 2026, KINS's fair-value estimate is 3% above its share price and MA's fair-value estimate is 23% below its share price, so KINS looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "KINS vs MA: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/kins-vs-ma
| Metric | KINS | MA |
|---|---|---|
| Forward yield | 1.28% | 0.56% |
| Annual dividend | $0.24 | $3.48 |
| Payout ratio | 8% | 18% |
| Years of growth | 1 yr | 14 yr |
| 5-yr dividend growth | 4.6% | 13.7% |
| 5-yr total return | 280% | 96% |
| Dividend safety score | 56 (C) | 89 (A) |
| Fair value estimate | $19.17 | $474.95 |
| Upside to fair value | +3% | -23% |
| Frequency | quarterly | quarterly |
| Market cap | $270.6M | $540.9B |
| P/E ratio | 7.6 | 34.0 |
Higher yield
KINS
1.28%
Safer dividend
MA
Grade A
Faster growth
MA
13.7%
Better value
KINS
+3% upside
KINS vs MA — FAQ
Is KINS or MA a better dividend stock?
KINS and MA are closely matched. KINS has the higher yield; MA scores better on safety.
Which has a higher dividend yield, KINS or MA?
KINS has the higher forward dividend yield at 1.28%, versus 0.56% for MA.
Is KINS or MA safer?
MA has the higher dividend-safety score (89/100 vs 56/100), reflecting stronger payout coverage and dividend-growth history.
Is KINS or MA better value right now?
As of Oct 18, 2026, KINS looks like the better value: its fair-value estimate is 3% above its share price (fairly valued). For MA, its fair-value estimate is 23% below its share price.
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.