HSBC vs KINS: Which Is the Better Dividend Stock?
As of Oct 18, 2026, HSBC and KINS are closely matched. HSBC offers the higher yield at 3.97%, HSBC has the higher dividend-safety score, and HSBC looks like the better value (its fair-value estimate is 44% above its share price).
Key facts: HSBC vs KINS
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, HSBC Holdings plc (HSBC) has the higher forward dividend yield at 3.97%, versus 1.28% for Kingstone Companies, Inc. (KINS).
- As of Oct 18, 2026, SmarterDividends grades HSBC's dividend safety B (72/100) and KINS's C (56/100).
- As of Oct 18, 2026, HSBC pays out 54% of its earnings as dividends and KINS pays out 8%.
- As of Oct 18, 2026, HSBC's fair-value estimate is 44% above its share price and KINS's fair-value estimate is 3% above its share price, so HSBC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "HSBC vs KINS: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/hsbc-vs-kins
| Metric | HSBC | KINS |
|---|---|---|
| Forward yield | 3.97% | 1.28% |
| Annual dividend | $3.75 | $0.24 |
| Payout ratio | 54% | 8% |
| Years of growth | 0 yr | 1 yr |
| 5-yr dividend growth | -13.8% | 4.6% |
| 5-yr total return | 242% | 280% |
| Dividend safety score | 72 (B) | 56 (C) |
| Fair value estimate | $135.99 | $19.17 |
| Upside to fair value | +44% | +3% |
| Frequency | quarterly | quarterly |
| Market cap | $323.4B | $270.6M |
| P/E ratio | 13.5 | 7.6 |
Higher yield
HSBC
3.97%
Safer dividend
HSBC
Grade B
Faster growth
KINS
4.6%
Better value
HSBC
+44% upside
HSBC vs KINS — FAQ
Is HSBC or KINS a better dividend stock?
HSBC and KINS are closely matched. HSBC has the higher yield; HSBC scores better on safety.
Which has a higher dividend yield, HSBC or KINS?
HSBC has the higher forward dividend yield at 3.97%, versus 1.28% for KINS.
Is HSBC or KINS safer?
HSBC has the higher dividend-safety score (72/100 vs 56/100), reflecting stronger payout coverage and dividend-growth history.
Is HSBC or KINS better value right now?
As of Oct 18, 2026, HSBC looks like the better value: its fair-value estimate is 44% above its share price (undervalued). For KINS, its fair-value estimate is 3% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.