KS Bancorp, Inc.
KSBIFinancial Services · Banks - Regional · Stock · quarterly payer
Forward Yield
1.50%
Annual Dividend
$1.22
Payout Ratio
12%
5-Yr Growth
22.4%
Ex-Date
Jul 27, 2026
Frequency
Quarterly
Key facts about KSBI's dividend
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, KS Bancorp, Inc. (KSBI) has a forward dividend yield of 1.50%, based on an annual dividend of $1.22 per share and a share price of $81.55.
- As of Oct 18, 2026, KSBI's dividend safety grade from SmarterDividends is B (73 out of 100), which rates the dividend as safe.
- By SmarterDividends' count, KS Bancorp, Inc. (KSBI) has raised its dividend for 7 consecutive years as of Oct 18, 2026.
- KSBI last cut its regular dividend in 2018.
- KSBI's most recent ex-dividend date was Jul 27, 2026, for a dividend of $0.34 per share.
- As of Oct 18, 2026, KSBI pays out 12% of its trailing 12-month earnings as dividends (its payout ratio).
- KSBI's dividend has grown at an average rate of 22.4% a year over the past five years.
- As of Oct 18, 2026, KSBI's 1.50% yield is 19% below its five-year average yield of 1.84%.
- As of Oct 18, 2026, SmarterDividends' blended fair-value estimate for KSBI is $131.43 per share, 61% above the $81.55 share price, so KSBI screens as undervalued.
- KS Bancorp, Inc. (KSBI) pays its dividend quarterly, 4 times a year.
- KS Bancorp, Inc. (KSBI) has raised its regular dividend 16 times and cut it 2 times across the 60 payments on record since 2003. Its most recent change was a 13.3% increase to $0.340 per share, going ex-dividend on Jul 27, 2026. The last cut went ex-dividend on Jul 25, 2018.
Cite this page
SmarterDividends, "KSBI Dividend: Yield, Safety Grade & Next Ex-Date," updated Oct 18, 2026, https://smarterdividends.com/stocks/KSBI
Summary
As of Oct 18, 2026, KS Bancorp, Inc. (KSBI) yields 1.50% ($1.22 a year per share), has a dividend safety grade of B (73/100) and has 7 consecutive years of dividend increases on record.
Is KSBI a good dividend stock?
Yes, with caveatsKS Bancorp, Inc. (KSBI) pays a quarterly dividend yielding 1.50% ($1.22/yr), with 7 years of growth and a dividend-safety grade of B. It's a solid income payer, but check the caveats below before buying.
Advantages
- Comfortable payout ratio (12%)
- Strong 22.4% 5-yr dividend growth
- 81% total price return over 5 years
Risks
- Cut its dividend in 2018
Key Data
- Dividend Yield
- 1.50%
- Payout Ratio
- 12%
- Annual Dividend
- $1.22
- 5-Yr Avg Growth
- 22.4%
- Ex-Dividend Date
- Jul 27, 2026
- Years of Growth
- 7
- Frequency
- quarterly
- Beta
- 0.15
- Market Cap
- $90.3M
- P/E Ratio
- 8.6
- 5-Yr Total Return
- 81%
- 52-Week Range
- $54.60 – $86.67
- Dividend Safety
- B · 73/100
- Ever Cut?
- Yes (2018)
KSBI dividend raises and cuts
KS Bancorp, Inc. (KSBI) has raised its regular dividend 16 times and cut it 2 times across the 60 payments on record since 2003. Its most recent change was a 13.3% increase to $0.340 per share, going ex-dividend on Jul 27, 2026. The last cut went ex-dividend on Jul 25, 2018.
| Ex-date | Change | Old → new | Move |
|---|---|---|---|
| Jul 27, 2026 | Raise | $0.300 → $0.340 | +13.3% |
| Feb 2, 2026 | Raise | $0.280 → $0.300 | +7.1% |
| Aug 1, 2025 | Raise | $0.270 → $0.280 | +3.7% |
| Feb 3, 2025 | Raise | $0.260 → $0.270 | +3.8% |
| Apr 26, 2024 | Raise | $0.250 → $0.260 | +4.0% |
| Apr 28, 2023 | Raise | $0.200 → $0.250 | +25.0% |
| Jul 28, 2022 | Raise | $0.160 → $0.200 | +25.0% |
| Jul 29, 2021 | Raise | $0.120 → $0.160 | +33.3% |
| Jan 29, 2021 | Raise | $0.100 → $0.120 | +20.0% |
| Jan 23, 2020 | Raise | $0.0900 → $0.100 | +11.1% |
| Apr 18, 2019 | Raise | $0.0700 → $0.0900 | +28.6% |
| Jan 29, 2019 | Raise | $0.0600 → $0.0700 | +16.7% |
Show all 18 changes since 2005
| Ex-date | Change | Old → new | Move |
|---|---|---|---|
| Oct 25, 2018 | Raise | $0.0500 → $0.0600 | +20.0% |
| Jul 25, 2018 | Cut | $0.120 → $0.0500 | −58.3% |
| Jan 26, 2017 | Raise | $0.0800 → $0.120 | +50.0% |
| Jan 27, 2016 | Raise | $0.0600 → $0.0800 | +33.3% |
| Jan 21, 2009 | Cut | $0.130 → $0.0600 | −53.8% |
| Apr 20, 2005 | Raise | $0.128 → $0.130 | +1.6% |
Frequently Asked Questions
Is KSBI a good dividend stock?
Yes, with caveats. KS Bancorp, Inc. (KSBI) pays a quarterly dividend yielding 1.50% ($1.22/yr), with 7 years of growth and a dividend-safety grade of B. It's a solid income payer, but check the caveats below before buying.
Is KSBI undervalued?
Based on a blend of discounted cash flow, a dividend-discount model and an earnings-multiple estimate, KSBI's fair value is about $131.43 versus a $81.55 share price — so it looks undervalued (+61% vs. fair value).
Is KSBI's dividend safe?
KSBI has a dividend-safety grade of B (73/100), based on its payout coverage, free-cash-flow, 7-year growth streak, a dividend cut in 2018, debt and yield-versus-history.
What is KSBI's fair value?
Our blended fair-value estimate for KSBI is about $131.43 per share, roughly 61% above the current $81.55 price — combining a discounted cash flow, a dividend-discount model and an earnings multiple.
Is KSBI a buy, hold, or sell?
We don't issue formal ratings, but on the data KSBI screens as "yes, with caveats" and undervalued. KS Bancorp, Inc. (KSBI) pays a quarterly dividend yielding 1.50% ($1.22/yr), with 7 years of growth and a dividend-safety grade of B. It's a solid income payer, but check the caveats below before buying. This is research for your own analysis, not investment advice.
Will KSBI cut its dividend?
KSBI earns a dividend-safety grade of B (73/100), and has cut its dividend before (last in 2018). A higher score means lower cut risk based on payout coverage, cash flow and history — but no score guarantees a dividend.
Does KSBI pay a dividend?
Yes. KS Bancorp, Inc. pays a quarterly dividend of about $1.22 per share annually, a forward yield of roughly 1.50%.
What is KSBI's dividend yield?
As of Oct 18, 2026, KSBI's forward dividend yield is 1.50%, based on a $1.22 annual dividend and a $81.55 share price.
What is KSBI's dividend per share?
As of Oct 18, 2026, KSBI pays $1.22 per share per year, distributed on a quarterly basis.
What is KSBI's dividend payout ratio?
As of Oct 18, 2026, KSBI's payout ratio is 12% of trailing 12-month earnings — a comfortable level that leaves room to keep raising the dividend.
How many years has KSBI grown its dividend?
As of Oct 18, 2026, KSBI has increased its dividend for 7 consecutive years.
When is the next KSBI ex-dividend date?
As of Oct 18, 2026, KSBI's next ex-dividend date hasn't been announced. The most recent was Jul 27, 2026, for $0.34 per share.
KSBI Price — Last 12 Months
Daily close
Price Return
1 Year
+42%
3 Years
+66%
5 Years
+81%
52-Week Range
$54.60 – $86.67
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is KSBI worth?
Undervaluedlow confidenceOur blended fair-value estimate for KS Bancorp, Inc. is $131.43 per share, versus a market price of $81.55. That implies 61% of upside — a margin of safety of about 38%.
Fair Value
$131.43
Current Price
$81.55
Upside
+61%
Margin of Safety
38%
How we get there
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
Assumptions: 8.0% discount rate (CAPM), 12.0% growth for five years fading to 2.5% over the next five, $9.46 EPS, $1.22 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
KSBI Dividend Safety Score
Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
Full KSBI dividend history →| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Jul 27, 2026 | Aug 6, 2026 | $0.3400 | regular |
| Apr 27, 2026 | May 7, 2026 | $0.3000 | regular |
| Feb 2, 2026 | Feb 12, 2026 | $0.3000 | regular |
| Oct 31, 2025 | Nov 10, 2025 | $0.2800 | regular |
| Aug 1, 2025 | Aug 11, 2025 | $0.2800 | regular |
| Apr 25, 2025 | May 5, 2025 | $0.2700 | regular |
| Feb 3, 2025 | Feb 11, 2025 | $0.2700 | regular |
| Nov 4, 2024 | Nov 14, 2024 | $0.2600 | regular |
| Jul 29, 2024 | Aug 8, 2024 | $0.2600 | regular |
| Apr 26, 2024 | May 9, 2024 | $0.2600 | regular |
| Jan 26, 2024 | Feb 8, 2024 | $0.2500 | regular |
| Oct 27, 2023 | Nov 9, 2023 | $0.2500 | regular |
| Jul 28, 2023 | Aug 10, 2023 | $0.2500 | regular |
| Apr 28, 2023 | May 11, 2023 | $0.2500 | regular |
Income Calculator
At $1.22 / yr per share
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