KSBI vs MA: Which Is the Better Dividend Stock?
As of Oct 18, 2026, KSBI and MA are closely matched. KSBI offers the higher yield at 1.50%, MA has the higher dividend-safety score, and KSBI looks like the better value (its fair-value estimate is 61% above its share price).
Key facts: KSBI vs MA
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, KS Bancorp, Inc. (KSBI) has the higher forward dividend yield at 1.50%, versus 0.56% for Mastercard Incorporated (MA).
- As of Oct 18, 2026, SmarterDividends grades KSBI's dividend safety B (73/100) and MA's A (89/100).
- By SmarterDividends' count as of Oct 18, 2026, KSBI has raised its dividend for 7 consecutive years and MA for 14.
- As of Oct 18, 2026, KSBI pays out 12% of its earnings as dividends and MA pays out 18%.
- As of Oct 18, 2026, KSBI's fair-value estimate is 61% above its share price and MA's fair-value estimate is 23% below its share price, so KSBI looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "KSBI vs MA: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/ksbi-vs-ma
| Metric | KSBI | MA |
|---|---|---|
| Forward yield | 1.50% | 0.56% |
| Annual dividend | $1.22 | $3.48 |
| Payout ratio | 12% | 18% |
| Years of growth | 7 yr | 14 yr |
| 5-yr dividend growth | 22.4% | 13.7% |
| 5-yr total return | 81% | 96% |
| Dividend safety score | 73 (B) | 89 (A) |
| Fair value estimate | $131.43 | $474.95 |
| Upside to fair value | +61% | -23% |
| Frequency | quarterly | quarterly |
| Market cap | $90.3M | $540.9B |
| P/E ratio | 8.6 | 34.0 |
Higher yield
KSBI
1.50%
Safer dividend
MA
Grade A
Faster growth
KSBI
22.4%
Better value
KSBI
+61% upside
KSBI vs MA — FAQ
Is KSBI or MA a better dividend stock?
KSBI and MA are closely matched. KSBI has the higher yield; MA scores better on safety.
Which has a higher dividend yield, KSBI or MA?
KSBI has the higher forward dividend yield at 1.50%, versus 0.56% for MA.
Is KSBI or MA safer?
MA has the higher dividend-safety score (89/100 vs 73/100), reflecting stronger payout coverage and dividend-growth history.
Is KSBI or MA better value right now?
As of Oct 18, 2026, KSBI looks like the better value: its fair-value estimate is 61% above its share price (undervalued). For MA, its fair-value estimate is 23% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.