
National Capital Bancorp, Inc.
NACBFinancial Services · Banks - Regional · Stock · quarterly payer
Forward Yield
1.20%
Annual Dividend
$1.04
Payout Ratio
14%
5-Yr Growth
8.8%
Ex-Date
Aug 14, 2026
Frequency
Quarterly
Key facts about NACB's dividend
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, National Capital Bancorp, Inc. (NACB) has a forward dividend yield of 1.20%, based on an annual dividend of $1.04 per share and a share price of $86.90.
- As of Oct 18, 2026, NACB's dividend safety grade from SmarterDividends is B (76 out of 100), which rates the dividend as safe.
- By SmarterDividends' count, National Capital Bancorp, Inc. (NACB) has raised its dividend for 2 consecutive years as of Oct 18, 2026.
- NACB last cut its regular dividend in 2017.
- NACB's most recent ex-dividend date was Aug 14, 2026, for a dividend of $0.26 per share.
- As of Oct 18, 2026, NACB pays out 14% of its trailing 12-month earnings as dividends (its payout ratio).
- NACB's dividend has grown at an average rate of 8.8% a year over the past five years.
- As of Oct 18, 2026, SmarterDividends' blended fair-value estimate for NACB is $81.99 per share, 6% below the $86.90 share price, so NACB screens as fairly valued.
- National Capital Bancorp, Inc. (NACB) pays its dividend quarterly, 4 times a year.
- National Capital Bancorp, Inc. (NACB) has raised its regular dividend 6 times and cut it 2 times across the 49 payments on record since 2012. Its most recent change was a 23.8% increase to $0.260 per share, going ex-dividend on May 15, 2026. The last cut went ex-dividend on Mar 29, 2017.
Cite this page
SmarterDividends, "NACB Dividend: Yield, Safety Grade & Next Ex-Date," updated Oct 18, 2026, https://smarterdividends.com/stocks/NACB
Summary
As of Oct 18, 2026, National Capital Bancorp, Inc. (NACB) yields 1.20% ($1.04 a year per share), has a dividend safety grade of B (76/100) and has 2 consecutive years of dividend increases on record.
Is NACB a good dividend stock?
YesNational Capital Bancorp, Inc. (NACB) pays a quarterly dividend yielding 1.20% ($1.04/yr), with 2 years of growth and a dividend-safety grade of B. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- Comfortable payout ratio (14%)
- Strong 8.8% 5-yr dividend growth
- 62% total price return over 5 years
Risks
- Cut its dividend in 2017
Key Data
- Dividend Yield
- 1.20%
- Payout Ratio
- 14%
- Annual Dividend
- $1.04
- 5-Yr Avg Growth
- 8.8%
- Ex-Dividend Date
- Aug 14, 2026
- Years of Growth
- 2
- Frequency
- quarterly
- Beta
- 0.02
- Market Cap
- $100.1M
- P/E Ratio
- 14.2
- 5-Yr Total Return
- 62%
- 52-Week Range
- $58.24 – $89.00
- Dividend Safety
- B · 76/100
- Ever Cut?
- Yes (2017)
NACB dividend raises and cuts
National Capital Bancorp, Inc. (NACB) has raised its regular dividend 6 times and cut it 2 times across the 49 payments on record since 2012. Its most recent change was a 23.8% increase to $0.260 per share, going ex-dividend on May 15, 2026. The last cut went ex-dividend on Mar 29, 2017.
| Ex-date | Change | Old → new | Move |
|---|---|---|---|
| May 15, 2026 | Raise | $0.210 → $0.260 | +23.8% |
| Feb 14, 2025 | Raise | $0.165 → $0.210 | +27.3% |
| Feb 13, 2024 | Raise | $0.150 → $0.165 | +10.0% |
| Feb 11, 2022 | Raise | $0.138 → $0.150 | +9.1% |
| Feb 14, 2019 | Raise | $0.125 → $0.138 | +10.0% |
| Mar 29, 2017 | Cut | $0.250 → $0.125 | −50.0% |
| Dec 13, 2016 | Cut | $0.375 → $0.250 | −33.3% |
| Feb 26, 2013 | Raise | $0.300 → $0.375 | +25.0% |
Frequently Asked Questions
Is NACB a good dividend stock?
Yes. National Capital Bancorp, Inc. (NACB) pays a quarterly dividend yielding 1.20% ($1.04/yr), with 2 years of growth and a dividend-safety grade of B. It scores well across payout coverage, growth history and safety — a dependable income holding.
Is NACB undervalued?
Based on a blend of discounted cash flow, a dividend-discount model and an earnings-multiple estimate, NACB's fair value is about $81.99 versus a $86.90 share price — so it looks fairly valued (-6% vs. fair value).
Is NACB's dividend safe?
NACB has a dividend-safety grade of B (76/100), based on its payout coverage, free-cash-flow, 2-year growth streak, a dividend cut in 2017, debt and yield-versus-history.
What is NACB's fair value?
Our blended fair-value estimate for NACB is about $81.99 per share, about 6% below the current $86.90 price — combining a discounted cash flow, a dividend-discount model and an earnings multiple.
Is NACB a buy, hold, or sell?
We don't issue formal ratings, but on the data NACB screens as "yes" and fairly valued. National Capital Bancorp, Inc. (NACB) pays a quarterly dividend yielding 1.20% ($1.04/yr), with 2 years of growth and a dividend-safety grade of B. It scores well across payout coverage, growth history and safety — a dependable income holding. This is research for your own analysis, not investment advice.
Will NACB cut its dividend?
NACB earns a dividend-safety grade of B (76/100), and has cut its dividend before (last in 2017). A higher score means lower cut risk based on payout coverage, cash flow and history — but no score guarantees a dividend.
Does NACB pay a dividend?
Yes. National Capital Bancorp, Inc. pays a quarterly dividend of about $1.04 per share annually, a forward yield of roughly 1.20%.
What is NACB's dividend yield?
As of Oct 18, 2026, NACB's forward dividend yield is 1.20%, based on a $1.04 annual dividend and a $86.90 share price.
What is NACB's dividend per share?
As of Oct 18, 2026, NACB pays $1.04 per share per year, distributed on a quarterly basis.
What is NACB's dividend payout ratio?
As of Oct 18, 2026, NACB's payout ratio is 14% of trailing 12-month earnings — a comfortable level that leaves room to keep raising the dividend.
How many years has NACB grown its dividend?
As of Oct 18, 2026, NACB has increased its dividend for 2 consecutive years.
When is the next NACB ex-dividend date?
As of Oct 18, 2026, NACB's next ex-dividend date hasn't been announced. The most recent was Aug 14, 2026, for $0.26 per share.
NACB Price — Last 12 Months
Daily close
Price Return
1 Year
+34%
3 Years
+116%
5 Years
+62%
52-Week Range
$58.24 – $89.00
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is NACB worth?
Fairly valuedlow confidenceOur blended fair-value estimate for National Capital Bancorp, Inc. is $81.99 per share, versus a market price of $86.90. That implies the stock is roughly fairly priced.
Fair Value
$81.99
Current Price
$86.90
Gap
-6%
Margin of Safety
-6%
How we get there
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
Assumptions: 8.0% discount rate (CAPM), 8.8% growth for five years fading to 2.5% over the next five, $6.12 EPS, $1.04 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
NACB Dividend Safety Score
Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
Full NACB dividend history →| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Aug 14, 2026 | Aug 28, 2026 | $0.2600 | regular |
| May 15, 2026 | May 29, 2026 | $0.2600 | regular |
| Feb 12, 2026 | Feb 26, 2026 | $0.2100 | regular |
| Nov 12, 2025 | Nov 26, 2025 | $0.2100 | regular |
| Aug 15, 2025 | Aug 29, 2025 | $0.2100 | regular |
| May 16, 2025 | May 30, 2025 | $0.2100 | regular |
| Feb 14, 2025 | Feb 28, 2025 | $0.2100 | regular |
| Nov 12, 2024 | Nov 26, 2024 | $0.1650 | regular |
| Aug 15, 2024 | Aug 29, 2024 | $0.1650 | regular |
| May 15, 2024 | May 30, 2024 | $0.1650 | regular |
| Feb 13, 2024 | Feb 28, 2024 | $0.1650 | regular |
| Nov 15, 2023 | Nov 30, 2023 | $0.1500 | regular |
| Aug 15, 2023 | Aug 30, 2023 | $0.1500 | regular |
| May 15, 2023 | May 30, 2023 | $0.1500 | regular |
Income Calculator
At $1.04 / yr per share
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