SmarterDividends

NACB vs V: Which Is the Better Dividend Stock?

As of Oct 18, 2026, V (Visa Inc.) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. NACB offers the higher yield at 1.20%, V has the higher dividend-safety score, and NACB looks like the better value (its fair-value estimate is 6% below its share price).

Key facts: NACB vs V

Data as of · Source: SmarterDividends data

  • As of Oct 18, 2026, National Capital Bancorp, Inc. (NACB) has the higher forward dividend yield at 1.20%, versus 0.67% for Visa Inc. (V).
  • As of Oct 18, 2026, SmarterDividends grades NACB's dividend safety B (76/100) and V's A (93/100).
  • By SmarterDividends' count as of Oct 18, 2026, NACB has raised its dividend for 2 consecutive years and V for 17.
  • As of Oct 18, 2026, NACB pays out 14% of its earnings as dividends and V pays out 22%.
  • As of Oct 18, 2026, NACB's fair-value estimate is 6% below its share price and V's fair-value estimate is 24% below its share price, so NACB looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "NACB vs V: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/nacb-vs-v

MetricNACBV
Forward yield1.20%0.67%
Annual dividend$1.04$2.68
Payout ratio14%22%
Years of growth2 yr17 yr
5-yr dividend growth8.8%14.9%
5-yr total return62%108%
Dividend safety score76 (B)93 (A)
Fair value estimate$81.99$306.97
Upside to fair value-6%-24%
Frequencyquarterlyquarterly
Market cap$100.1M$755.8B
P/E ratio14.234.3

Higher yield

NACB

1.20%

Safer dividend

V

Grade A

Faster growth

V

14.9%

Better value

NACB

-6% upside

NACB vs V — FAQ

Is NACB or V a better dividend stock?

On the data, V wins more head-to-head categories (5 vs 3). NACB offers the higher yield (1.20%), while V has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.

Which has a higher dividend yield, NACB or V?

NACB has the higher forward dividend yield at 1.20%, versus 0.67% for V.

Is NACB or V safer?

V has the higher dividend-safety score (93/100 vs 76/100), reflecting stronger payout coverage and dividend-growth history.

Is NACB or V better value right now?

As of Oct 18, 2026, NACB looks like the better value: its fair-value estimate is 6% below its share price (fairly valued). For V, its fair-value estimate is 24% below its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.