Navient Corporation
NAVIFinancial Services · Stock · quarterly payer
$7.77
Add to PortfolioForward Yield
8.24%
Annual Dividend
$0.64
Payout Ratio
200%
5-Yr Growth
0.0%
Ex-Date
Jun 5, 2026
Frequency
Quarterly
NAVI Dividend Safety Score
64/ 100
Grade C
Borderline
Dividend-growth streak11 consecutive years of growth
Cut historyNever cut its dividend on record
Earnings payout coverage200% of earnings paid out
Balance-sheet strengthDebt/equity of 19.00
Yield vs its historyYield is 2.0× its 5-yr average — elevated
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Is NAVI a good dividend stock?
Yes, with caveatsNavient Corporation (NAVI) pays a quarterly dividend yielding 8.24% ($0.64/yr), with 11 years of growth and a dividend-safety grade of C. It's a solid income payer, but check the caveats below before buying.
Advantages
- 11 consecutive years of dividend growth
- Never cut its dividend on record
Risks
- Elevated payout ratio (200%)
- Very high yield can signal elevated risk
- Share price is down over the past 5 years
Key Data
- Dividend Yield
- 8.24%
- Payout Ratio
- 200%
- Annual Dividend
- $0.64
- 5-Yr Avg Growth
- 0.0%
- Ex-Dividend Date
- Jun 5, 2026
- Years of Growth
- 11
- Frequency
- quarterly
- Beta
- 1.22
- Market Cap
- $730.3M
- P/E Ratio
- —
- 5-Yr Total Return
- -60%
- 52-Week Range
- $7.33 – $16.07
- Dividend Safety
- C · 64/100
- Ever Cut?
- No
Frequently Asked Questions
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Mar 6, 2026 | — | $0.1600 | regular |
| Dec 5, 2025 | — | $0.1600 | regular |
| Sep 5, 2025 | — | $0.1600 | regular |
| Jun 6, 2025 | — | $0.1600 | regular |
| Mar 7, 2025 | — | $0.1600 | regular |
| Dec 6, 2024 | — | $0.1600 | regular |
| Sep 6, 2024 | — | $0.1600 | regular |
| Jun 7, 2024 | — | $0.1600 | regular |
| Feb 29, 2024 | — | $0.1600 | regular |
| Nov 30, 2023 | — | $0.1600 | regular |
| Aug 31, 2023 | — | $0.1600 | regular |
| Jun 1, 2023 | — | $0.1600 | regular |
| Mar 2, 2023 | — | $0.1600 | regular |
| Dec 1, 2022 | — | $0.1600 | regular |
Income Calculator
At $0.64 / yr per share
Per payment (quarterly)$16.00
Annual$64.00
Monthly avg$5.33
