Navient Corporation
NAVIFinancial Services · Stock · quarterly payer
Forward Yield
6.77%
Annual Dividend
$0.64
Payout Ratio
200%
5-Yr Growth
0.0%
Ex-Date
Sep 4, 2026
Frequency
Quarterly
Summary
As of August 2026, Navient Corporation (NAVI) yields 6.77% ($0.64 per share annually), with a blended fair-value estimate of $12.56 — +33% upside, so it screens as undervalued. Dividend safety grade: B (66/100).
Is NAVI a good dividend stock?
Yes, with caveatsNavient Corporation (NAVI) pays a quarterly dividend yielding 6.77% ($0.64/yr), with 0 years of growth and a dividend-safety grade of B. It's a solid income payer, but check the caveats below before buying.
Advantages
- Never cut its dividend on record
Risks
- Elevated payout ratio (200%)
- Share price is down over the past 5 years
Key Data
- Dividend Yield
- 6.77%
- Payout Ratio
- 200%
- Annual Dividend
- $0.64
- 5-Yr Avg Growth
- 0.0%
- Ex-Dividend Date
- Sep 4, 2026
- Years of Growth
- 0
- Frequency
- quarterly
- Beta
- 1.19
- Market Cap
- $886.3M
- P/E Ratio
- —
- 5-Yr Total Return
- -52%
- 52-Week Range
- —
- Dividend Safety
- B · 66/100
- Ever Cut?
- No
Frequently Asked Questions
NAVI Price — Last 12 Months
Daily close
Price Return
1 Year
-28%
3 Years
-45%
5 Years
-52%
52-Week Range
—
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is NAVI worth?
Undervaluedlow confidenceOur blended fair-value estimate for Navient Corporation is $12.56 per share, versus a market price of $9.45. That implies 33% of upside — a margin of safety of about 25%.
Fair Value
$12.56
Current Price
$9.45
Upside
+33%
Margin of Safety
25%
How we get there
Dividend discount
Discounts the future dividend stream back to today.
Assumptions: 10.2% discount rate (CAPM), 20.0% stage-1 growth, 2.5% terminal growth, -$0.48 EPS, $0.64 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
NAVI Dividend Safety Score
Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Jun 5, 2026 | — | $0.1600 | regular |
| Mar 6, 2026 | — | $0.1600 | regular |
| Dec 5, 2025 | — | $0.1600 | regular |
| Sep 5, 2025 | — | $0.1600 | regular |
| Jun 6, 2025 | — | $0.1600 | regular |
| Mar 7, 2025 | — | $0.1600 | regular |
| Dec 6, 2024 | — | $0.1600 | regular |
| Sep 6, 2024 | — | $0.1600 | regular |
| Jun 7, 2024 | — | $0.1600 | regular |
| Feb 29, 2024 | — | $0.1600 | regular |
| Nov 30, 2023 | — | $0.1600 | regular |
| Aug 31, 2023 | — | $0.1600 | regular |
| Jun 1, 2023 | — | $0.1600 | regular |
| Mar 2, 2023 | — | $0.1600 | regular |
Income Calculator
At $0.64 / yr per share
