SmarterDividends

MA vs NAVI: Which Is the Better Dividend Stock?

As of August 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. NAVI offers the higher yield at 6.77%, MA has the higher dividend-safety score, and NAVI trades at the larger discount to fair value (+33%).

MetricMANAVI
Forward yield0.60%6.77%
Annual dividend$3.48$0.64
Payout ratio18%200%
Years of growth14 yr0 yr
5-yr dividend growth13.7%0.0%
5-yr total return67%-52%
Dividend safety score87 (A)66 (B)
Fair value estimate$641.25$12.56
Upside to fair value+10%+33%
Frequencyquarterlyquarterly
Market cap$508.6B$886.3M
P/E ratio32.0

Higher yield

NAVI

6.77%

Safer dividend

MA

Grade A

Faster growth

MA

13.7%

Better value

NAVI

+33% upside

MA vs NAVI — FAQ

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