HSBC vs NAVI: Which Is the Better Dividend Stock?
As of August 2026, HSBC (HSBC Holdings plc) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. NAVI offers the higher yield at 6.77%, HSBC has the higher dividend-safety score, and NAVI trades at the larger discount to fair value (+33%).
| Metric | HSBC | NAVI |
|---|---|---|
| Forward yield | 3.60% | 6.77% |
| Annual dividend | $3.75 | $0.64 |
| Payout ratio | 54% | 200% |
| Years of growth | 0 yr | 0 yr |
| 5-yr dividend growth | -13.8% | 0.0% |
| 5-yr total return | 298% | -52% |
| Dividend safety score | 72 (B) | 66 (B) |
| Fair value estimate | $135.81 | $12.56 |
| Upside to fair value | +30% | +33% |
| Frequency | quarterly | quarterly |
| Market cap | $357.0B | $886.3M |
| P/E ratio | 14.9 | — |
Higher yield
NAVI
6.77%
Safer dividend
HSBC
Grade B
Faster growth
NAVI
0.0%
Better value
NAVI
+33% upside
HSBC vs NAVI — FAQ
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