Orange County Bancorp, Inc.
OBTFinancial Services · Banks - Regional · Stock · quarterly payer
Forward Yield
1.94%
Annual Dividend
$0.72
Payout Ratio
19%
5-Yr Growth
7.3%
Ex-Date
Sep 4, 2026
Frequency
Quarterly
Key facts about OBT's dividend
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Orange County Bancorp, Inc. (OBT) has a forward dividend yield of 1.94%, based on an annual dividend of $0.72 per share and a share price of $37.19.
- As of Oct 18, 2026, OBT's dividend safety grade from SmarterDividends is A (91 out of 100), which rates the dividend as very safe.
- By SmarterDividends' count, Orange County Bancorp, Inc. (OBT) has raised its dividend for 4 consecutive years as of Oct 18, 2026.
- OBT has never cut its regular dividend in the payment history SmarterDividends has on record.
- OBT's most recent ex-dividend date was Sep 4, 2026, for a dividend of $0.18 per share.
- As of Oct 18, 2026, OBT pays out 19% of its trailing 12-month earnings as dividends (its payout ratio).
- OBT's dividend has grown at an average rate of 7.3% a year over the past five years.
- As of Oct 18, 2026, SmarterDividends' blended fair-value estimate for OBT is $53.54 per share, 44% above the $37.19 share price, so OBT screens as undervalued.
- Orange County Bancorp, Inc. (OBT) pays its dividend quarterly, 4 times a year.
- Orange County Bancorp, Inc. (OBT) has raised its regular dividend 12 times and cut it 2 times across the 73 payments on record since 2008. Its most recent change was a 38.5% increase to $0.180 per share, going ex-dividend on Dec 4, 2025. The last cut went ex-dividend on Sep 4, 2018.
Cite this page
SmarterDividends, "OBT Dividend: Yield, Safety Grade & Next Ex-Date," updated Oct 18, 2026, https://smarterdividends.com/stocks/OBT
Summary
As of Oct 18, 2026, Orange County Bancorp, Inc. (OBT) yields 1.94% ($0.72 a year per share), has a dividend safety grade of A (91/100) and has 4 consecutive years of dividend increases on record.
Is OBT a good dividend stock?
YesOrange County Bancorp, Inc. (OBT) pays a quarterly dividend yielding 1.94% ($0.72/yr), with 4 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- Never cut its dividend on record
- Comfortable payout ratio (19%)
- Strong 7.3% 5-yr dividend growth
- 102% total price return over 5 years
- Top-tier dividend safety score
Risks
- Single-stock concentration risk — diversify
Key Data
- Dividend Yield
- 1.94%
- Payout Ratio
- 19%
- Annual Dividend
- $0.72
- 5-Yr Avg Growth
- 7.3%
- Ex-Dividend Date
- Sep 4, 2026
- Years of Growth
- 4
- Frequency
- quarterly
- Beta
- 0.43
- Market Cap
- $498.6M
- P/E Ratio
- 10.4
- 5-Yr Total Return
- 102%
- 52-Week Range
- $23.25 – $40.10
- Dividend Safety
- A · 91/100
- Ever Cut?
- No
OBT dividend raises and cuts
Orange County Bancorp, Inc. (OBT) has raised its regular dividend 12 times and cut it 2 times across the 73 payments on record since 2008. Its most recent change was a 38.5% increase to $0.180 per share, going ex-dividend on Dec 4, 2025. The last cut went ex-dividend on Sep 4, 2018.
| Ex-date | Change | Old → new | Move |
|---|---|---|---|
| Dec 4, 2025 | Raise | $0.130 → $0.180 | +38.5% |
| Mar 4, 2025 | Raise | $0.125 → $0.130 | +4.0% |
| Dec 4, 2024 | Raise | $0.115 → $0.125 | +8.7% |
| Dec 1, 2022 | Raise | $0.100 → $0.115 | +15.0% |
| Sep 4, 2018 | Cut | $0.105 → $0.100 | −4.8% |
| Jun 4, 2018 | Raise | $0.100 → $0.105 | +5.0% |
| Mar 2, 2018 | Cut | $0.103 → $0.100 | −2.4% |
| Mar 21, 2014 | Raise | $0.100 → $0.103 | +2.5% |
| Nov 29, 2013 | Raise | $0.0975 → $0.100 | +2.6% |
| May 31, 2013 | Raise | $0.0950 → $0.0975 | +2.6% |
| Mar 30, 2012 | Raise | $0.0900 → $0.0950 | +5.6% |
| Apr 1, 2011 | Raise | $0.0850 → $0.0900 | +5.9% |
Show all 14 changes since 2009
| Ex-date | Change | Old → new | Move |
|---|---|---|---|
| Apr 1, 2010 | Raise | $0.0838 → $0.0850 | +1.5% |
| Apr 3, 2009 | Raise | $0.0825 → $0.0838 | +1.5% |
Frequently Asked Questions
Is OBT a good dividend stock?
Yes. Orange County Bancorp, Inc. (OBT) pays a quarterly dividend yielding 1.94% ($0.72/yr), with 4 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Is OBT undervalued?
Based on a blend of discounted cash flow, a dividend-discount model and an earnings-multiple estimate, OBT's fair value is about $53.54 versus a $37.19 share price — so it looks undervalued (+44% vs. fair value).
Is OBT's dividend safe?
OBT has a dividend-safety grade of A (91/100), based on its payout coverage, free-cash-flow, 4-year growth streak, a clean no-cut history, debt and yield-versus-history.
What is OBT's fair value?
Our blended fair-value estimate for OBT is about $53.54 per share, roughly 44% above the current $37.19 price — combining a discounted cash flow, a dividend-discount model and an earnings multiple.
Is OBT a buy, hold, or sell?
We don't issue formal ratings, but on the data OBT screens as "yes" and undervalued. Orange County Bancorp, Inc. (OBT) pays a quarterly dividend yielding 1.94% ($0.72/yr), with 4 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding. This is research for your own analysis, not investment advice.
Will OBT cut its dividend?
OBT earns a dividend-safety grade of A (91/100), with no dividend cut on record. A higher score means lower cut risk based on payout coverage, cash flow and history — but no score guarantees a dividend.
Does OBT pay a dividend?
Yes. Orange County Bancorp, Inc. pays a quarterly dividend of about $0.72 per share annually, a forward yield of roughly 1.94%.
What is OBT's dividend yield?
As of Oct 18, 2026, OBT's forward dividend yield is 1.94%, based on a $0.72 annual dividend and a $37.19 share price.
What is OBT's dividend per share?
As of Oct 18, 2026, OBT pays $0.72 per share per year, distributed on a quarterly basis.
What is OBT's dividend payout ratio?
As of Oct 18, 2026, OBT's payout ratio is 19% of trailing 12-month earnings — a comfortable level that leaves room to keep raising the dividend.
How many years has OBT grown its dividend?
As of Oct 18, 2026, OBT has increased its dividend for 4 consecutive years.
When is the next OBT ex-dividend date?
As of Oct 18, 2026, OBT's next ex-dividend date hasn't been announced. The most recent was Sep 4, 2026, for $0.18 per share.
OBT Price — Last 12 Months
Daily close
Price Return
1 Year
+37%
3 Years
+56%
5 Years
+102%
52-Week Range
$23.25 – $40.10
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is OBT worth?
Undervaluedlow confidenceOur blended fair-value estimate for Orange County Bancorp, Inc. is $53.54 per share, versus a market price of $37.19. That implies 44% of upside — a margin of safety of about 31%.
Fair Value
$53.54
Current Price
$37.19
Upside
+44%
Margin of Safety
31%
How we get there
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
Assumptions: 8.0% discount rate (CAPM), 12.0% growth for five years fading to 2.5% over the next five, $3.56 EPS, $0.72 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
OBT Dividend Safety Score
Very Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
Full OBT dividend history →| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Sep 4, 2026 | Sep 15, 2026 | $0.1800 | regular |
| Jun 4, 2026 | Jun 15, 2026 | $0.1800 | regular |
| Mar 4, 2026 | Mar 16, 2026 | $0.1800 | regular |
| Dec 4, 2025 | Dec 16, 2025 | $0.1800 | regular |
| Sep 8, 2025 | Sep 16, 2025 | $0.1300 | regular |
| Jun 4, 2025 | Jun 16, 2025 | $0.1300 | regular |
| Mar 4, 2025 | Mar 17, 2025 | $0.1300 | regular |
| Dec 4, 2024 | Dec 16, 2024 | $0.1250 | regular |
| Sep 4, 2024 | Sep 16, 2024 | $0.1150 | regular |
| Jun 4, 2024 | Jun 14, 2024 | $0.1150 | regular |
| Mar 1, 2024 | Mar 15, 2024 | $0.1150 | regular |
| Dec 1, 2023 | Dec 15, 2023 | $0.1150 | regular |
| Aug 31, 2023 | Sep 15, 2023 | $0.1150 | regular |
| Jun 1, 2023 | Jun 14, 2023 | $0.1150 | regular |
Income Calculator
At $0.72 / yr per share
Similar Dividend Stocks
Compare OBT
Explore more
Lists and tools related to OBT
- Undervalued dividend stocks →
- Safest dividend stocks →
- Financial Services dividend stocks →
- OBT dividend calculator →
- OBT DRIP calculator →
- OBT: last day to buy for the dividend →
- Embed OBT dividend data on your site →
- Dividend increases & cuts this week →
- Dividend calendar →
- Dividend calculator →
- Dividend income calculator →
- DRIP calculator →
- Latest dividend cuts →
- Dividend cuts this month (research note) →
- Dividend increases this month (research note) →
- Safety score track record →
- Dividend screener →
- Dividend history lookup →
- Guide: what is a good dividend yield? →
- Guide: how to value a dividend stock →