MA vs OBT: Which Is the Better Dividend Stock?
As of Oct 18, 2026, MA and OBT are closely matched. OBT offers the higher yield at 1.94%, OBT has the higher dividend-safety score, and OBT looks like the better value (its fair-value estimate is 44% above its share price).
Key facts: MA vs OBT
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Orange County Bancorp, Inc. (OBT) has the higher forward dividend yield at 1.94%, versus 0.56% for Mastercard Incorporated (MA).
- As of Oct 18, 2026, SmarterDividends grades MA's dividend safety A (89/100) and OBT's A (91/100).
- By SmarterDividends' count as of Oct 18, 2026, MA has raised its dividend for 14 consecutive years and OBT for 4.
- As of Oct 18, 2026, MA pays out 18% of its earnings as dividends and OBT pays out 19%.
- As of Oct 18, 2026, MA's fair-value estimate is 23% below its share price and OBT's fair-value estimate is 44% above its share price, so OBT looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "MA vs OBT: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/ma-vs-obt
| Metric | MA | OBT |
|---|---|---|
| Forward yield | 0.56% | 1.94% |
| Annual dividend | $3.48 | $0.72 |
| Payout ratio | 18% | 19% |
| Years of growth | 14 yr | 4 yr |
| 5-yr dividend growth | 13.7% | 7.3% |
| 5-yr total return | 96% | 102% |
| Dividend safety score | 89 (A) | 91 (A) |
| Fair value estimate | $474.95 | $53.54 |
| Upside to fair value | -23% | +44% |
| Frequency | quarterly | quarterly |
| Market cap | $540.9B | $498.6M |
| P/E ratio | 34.0 | 10.4 |
Higher yield
OBT
1.94%
Safer dividend
OBT
Grade A
Faster growth
MA
13.7%
Better value
OBT
+44% upside
MA vs OBT — FAQ
Is MA or OBT a better dividend stock?
MA and OBT are closely matched. OBT has the higher yield; OBT scores better on safety.
Which has a higher dividend yield, MA or OBT?
OBT has the higher forward dividend yield at 1.94%, versus 0.56% for MA.
Is MA or OBT safer?
OBT has the higher dividend-safety score (91/100 vs 89/100), reflecting stronger payout coverage and dividend-growth history.
Is MA or OBT better value right now?
As of Oct 18, 2026, OBT looks like the better value: its fair-value estimate is 44% above its share price (undervalued). For MA, its fair-value estimate is 23% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.