Old Second Bancorp, Inc.
OSBCFinancial Services · Stock · quarterly payer
$21.42
Add to PortfolioForward Yield
1.26%
Annual Dividend
$0.27
Payout Ratio
16%
5-Yr Growth
43.1%
Ex-Date
May 1, 2026
Frequency
Quarterly
OSBC Dividend Safety Score
82/ 100
Grade A
Very Safe
Dividend-growth streak9 consecutive years of growth
Cut historyCut its dividend in 2009
Earnings payout coverage16% of earnings paid out
Yield vs its historyYield in line with its history
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Is OSBC a good dividend stock?
YesOld Second Bancorp, Inc. (OSBC) pays a quarterly dividend yielding 1.26% ($0.27/yr), with 10 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- 10 consecutive years of dividend growth
- Comfortable payout ratio (16%)
- Strong 43.1% 5-yr dividend growth
- 73% total price return over 5 years
- Top-tier dividend safety score
Risks
- Cut its dividend in 2009
Key Data
- Dividend Yield
- 1.26%
- Payout Ratio
- 16%
- Annual Dividend
- $0.27
- 5-Yr Avg Growth
- 43.1%
- Ex-Dividend Date
- May 1, 2026
- Years of Growth
- 10
- Frequency
- quarterly
- Beta
- 0.72
- Market Cap
- $1.1B
- P/E Ratio
- 12.8
- 5-Yr Total Return
- 73%
- 52-Week Range
- $16.21 – $22.43
- Dividend Safety
- A · 82/100
- Ever Cut?
- Yes (2009)
Frequently Asked Questions
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| May 1, 2026 | — | $0.0700 | regular |
| Jan 30, 2026 | — | $0.0700 | regular |
| Oct 31, 2025 | — | $0.0700 | regular |
| Jul 25, 2025 | — | $0.0600 | regular |
| Apr 25, 2025 | — | $0.0600 | regular |
| Jan 31, 2025 | — | $0.0600 | regular |
| Oct 25, 2024 | — | $0.0600 | regular |
| Jul 26, 2024 | — | $0.0500 | regular |
| Apr 25, 2024 | — | $0.0500 | regular |
| Jan 25, 2024 | — | $0.0500 | regular |
| Oct 26, 2023 | — | $0.0500 | regular |
| Jul 27, 2023 | — | $0.0500 | regular |
| Apr 27, 2023 | — | $0.0500 | regular |
| Jan 26, 2023 | — | $0.0500 | regular |
Income Calculator
At $0.27 / yr per share
Per payment (quarterly)$6.75
Annual$27.00
Monthly avg$2.25
