OSBC vs V: Which Is the Better Dividend Stock?
As of Oct 18, 2026, OSBC and V are closely matched. OSBC offers the higher yield at 1.13%, V has the higher dividend-safety score, and OSBC looks like the better value (its fair-value estimate is 1% above its share price).
Key facts: OSBC vs V
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Old Second Bancorp, Inc. (OSBC) has the higher forward dividend yield at 1.13%, versus 0.67% for Visa Inc. (V).
- As of Oct 18, 2026, SmarterDividends grades OSBC's dividend safety A (82/100) and V's A (93/100).
- By SmarterDividends' count as of Oct 18, 2026, OSBC has raised its dividend for 2 consecutive years and V for 17.
- As of Oct 18, 2026, OSBC pays out 15% of its earnings as dividends and V pays out 22%.
- As of Oct 18, 2026, OSBC's fair-value estimate is 1% above its share price and V's fair-value estimate is 24% below its share price, so OSBC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "OSBC vs V: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/osbc-vs-v
| Metric | OSBC | V |
|---|---|---|
| Forward yield | 1.13% | 0.67% |
| Annual dividend | $0.28 | $2.68 |
| Payout ratio | 15% | 22% |
| Years of growth | 2 yr | 17 yr |
| 5-yr dividend growth | 44.3% | 14.9% |
| 5-yr total return | 101% | 108% |
| Dividend safety score | 82 (A) | 93 (A) |
| Fair value estimate | $25.16 | $306.97 |
| Upside to fair value | +1% | -24% |
| Frequency | quarterly | quarterly |
| Market cap | $1.3B | $755.8B |
| P/E ratio | 14.1 | 34.3 |
Higher yield
OSBC
1.13%
Safer dividend
V
Grade A
Faster growth
OSBC
44.3%
Better value
OSBC
+1% upside
OSBC vs V — FAQ
Is OSBC or V a better dividend stock?
OSBC and V are closely matched. OSBC has the higher yield; V scores better on safety.
Which has a higher dividend yield, OSBC or V?
OSBC has the higher forward dividend yield at 1.13%, versus 0.67% for V.
Is OSBC or V safer?
V has the higher dividend-safety score (93/100 vs 82/100), reflecting stronger payout coverage and dividend-growth history.
Is OSBC or V better value right now?
As of Oct 18, 2026, OSBC looks like the better value: its fair-value estimate is 1% above its share price (fairly valued). For V, its fair-value estimate is 24% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.