Pathfinder Bancorp, Inc.
PBHCFinancial Services · Stock · quarterly payer
$14.10
Add to PortfolioForward Yield
2.84%
Annual Dividend
$0.40
Payout Ratio
33%
5-Yr Growth
10.8%
Ex-Date
Apr 17, 2026
Frequency
Quarterly
PBHC Dividend Safety Score
86/ 100
Grade A
Very Safe
Dividend-growth streak16 consecutive years of growth
Cut historyCut its dividend in 2009
Earnings payout coverage33% of earnings paid out
Yield vs its historyYield in line with its history
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Is PBHC a good dividend stock?
YesPathfinder Bancorp, Inc. (PBHC) pays a quarterly dividend yielding 2.84% ($0.40/yr), with 16 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- 16 consecutive years of dividend growth
- Comfortable payout ratio (33%)
- Strong 10.8% 5-yr dividend growth
- Top-tier dividend safety score
Risks
- Cut its dividend in 2009
- Share price is down over the past 5 years
Key Data
- Dividend Yield
- 2.84%
- Payout Ratio
- 33%
- Annual Dividend
- $0.40
- 5-Yr Avg Growth
- 10.8%
- Ex-Dividend Date
- Apr 17, 2026
- Years of Growth
- 16
- Frequency
- quarterly
- Beta
- 0.16
- Market Cap
- $88.2M
- P/E Ratio
- —
- 5-Yr Total Return
- -12%
- 52-Week Range
- $12.06 – $15.96
- Dividend Safety
- A · 86/100
- Ever Cut?
- Yes (2009)
Frequently Asked Questions
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Apr 17, 2026 | — | $0.1000 | regular |
| Jan 16, 2026 | — | $0.1000 | regular |
| Oct 17, 2025 | — | $0.1000 | regular |
| Jul 18, 2025 | — | $0.1000 | regular |
| Apr 17, 2025 | — | $0.1000 | regular |
| Jan 17, 2025 | — | $0.1000 | regular |
| Oct 18, 2024 | — | $0.1000 | regular |
| Jul 19, 2024 | — | $0.1000 | regular |
| Apr 18, 2024 | — | $0.1000 | regular |
| Jan 11, 2024 | — | $0.0900 | regular |
| Oct 19, 2023 | — | $0.0900 | regular |
| Jul 20, 2023 | — | $0.0900 | regular |
| Apr 21, 2023 | — | $0.0900 | regular |
| Jan 13, 2023 | — | $0.0900 | regular |
Income Calculator
At $0.40 / yr per share
Per payment (quarterly)$10.00
Annual$40.00
Monthly avg$3.33
