SmarterDividends

JPM vs PBHC: Which Is the Better Dividend Stock?

As of Oct 18, 2026, JPM (JPMorgan Chase & Co.) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. PBHC offers the higher yield at 2.40%, JPM has the higher dividend-safety score, and JPM looks like the better value (its fair-value estimate is 7% above its share price).

Key facts: JPM vs PBHC

Data as of · Source: SmarterDividends data

  • As of Oct 18, 2026, Pathfinder Bancorp, Inc. (PBHC) has the higher forward dividend yield at 2.40%, versus 1.94% for JPMorgan Chase & Co. (JPM).
  • As of Oct 18, 2026, SmarterDividends grades JPM's dividend safety A (82/100) and PBHC's A (80/100).
  • By SmarterDividends' count as of Oct 18, 2026, JPM has raised its dividend for 15 consecutive years and PBHC for 5.
  • As of Oct 18, 2026, JPM's fair-value estimate is 7% above its share price and PBHC's fair-value estimate is 31% below its share price, so JPM looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "JPM vs PBHC: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/jpm-vs-pbhc

MetricJPMPBHC
Forward yield1.94%2.40%
Annual dividend$6.60$0.40
Payout ratio26%4000%
Years of growth15 yr5 yr
5-yr dividend growth9.0%10.8%
5-yr total return114%-1%
Dividend safety score82 (A)80 (A)
Fair value estimate$364.60$11.48
Upside to fair value+7%-31%
Frequencyquarterlyquarterly
Market cap$902.2B$104.9M
P/E ratio14.31670.0

Higher yield

PBHC

2.40%

Safer dividend

JPM

Grade A

Faster growth

PBHC

10.8%

Better value

JPM

+7% upside

JPM vs PBHC — FAQ

Is JPM or PBHC a better dividend stock?

On the data, JPM wins more head-to-head categories (6 vs 2). PBHC offers the higher yield (2.40%), while JPM has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.

Which has a higher dividend yield, JPM or PBHC?

PBHC has the higher forward dividend yield at 2.40%, versus 1.94% for JPM.

Is JPM or PBHC safer?

JPM has the higher dividend-safety score (82/100 vs 80/100), reflecting stronger payout coverage and dividend-growth history.

Is JPM or PBHC better value right now?

As of Oct 18, 2026, JPM looks like the better value: its fair-value estimate is 7% above its share price (fairly valued). For PBHC, its fair-value estimate is 31% below its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.