First Financial Corporation
THFFFinancial Services · Banks - Regional · Stock · quarterly payer
Forward Yield
3.02%
Annual Dividend
$2.24
Payout Ratio
31%
5-Yr Growth
-0.4%
Ex-Date
Oct 1, 2026
Frequency
Quarterly
Key facts about THFF's dividend
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, First Financial Corporation (THFF) has a forward dividend yield of 3.02%, based on an annual dividend of $2.24 per share and a share price of $74.15.
- As of Oct 18, 2026, THFF's dividend safety grade from SmarterDividends is C (64 out of 100), which rates the dividend as borderline.
- THFF last cut its regular dividend in 2024.
- THFF's most recent ex-dividend date was Oct 1, 2026, for a dividend of $0.56 per share.
- As of Oct 18, 2026, THFF pays out 31% of its trailing 12-month earnings as dividends (its payout ratio).
- THFF's dividend has shrunk at an average rate of 0.4% a year over the past five years.
- As of Oct 18, 2026, SmarterDividends' blended fair-value estimate for THFF is $119.85 per share, 62% above the $74.15 share price, so THFF screens as undervalued.
- First Financial Corporation (THFF) pays its dividend quarterly, 4 times a year.
- First Financial Corporation (THFF) has raised its regular dividend 32 times and cut it 1 time across the 74 payments on record since 1992. Its most recent change was a 9.8% increase to $0.560 per share, going ex-dividend on Jan 2, 2026. The last cut went ex-dividend on Dec 29, 2023.
Cite this page
SmarterDividends, "THFF Dividend: Yield, Safety Grade & Next Ex-Date," updated Oct 18, 2026, https://smarterdividends.com/stocks/THFF
Summary
As of Oct 18, 2026, First Financial Corporation (THFF) yields 3.02% ($2.24 a year per share) and has a dividend safety grade of C (64/100).
Is THFF a good dividend stock?
Yes, with caveatsFirst Financial Corporation (THFF) pays a quarterly dividend yielding 3.02% ($2.24/yr), with 1 year of growth and a dividend-safety grade of C. It's a solid income payer, but check the caveats below before buying.
Advantages
- Comfortable payout ratio (31%)
- 71% total price return over 5 years
Risks
- Cut its dividend in 2024
- Dividend has been shrinking, not growing
Key Data
- Dividend Yield
- 3.02%
- Payout Ratio
- 31%
- Annual Dividend
- $2.24
- 5-Yr Avg Growth
- -0.4%
- Ex-Dividend Date
- Oct 1, 2026
- Years of Growth
- 1
- Frequency
- quarterly
- Beta
- 0.44
- Market Cap
- $881.8M
- P/E Ratio
- 10.4
- 5-Yr Total Return
- 71%
- 52-Week Range
- $51.63 – $84.17
- Dividend Safety
- C · 64/100
- Ever Cut?
- Yes (2024)
THFF dividend raises and cuts
First Financial Corporation (THFF) has raised its regular dividend 32 times and cut it 1 time across the 74 payments on record since 1992. Its most recent change was a 9.8% increase to $0.560 per share, going ex-dividend on Jan 2, 2026. The last cut went ex-dividend on Dec 29, 2023.
| Ex-date | Change | Old → new | Move |
|---|---|---|---|
| Jan 2, 2026 | Raise | $0.510 → $0.560 | +9.8% |
| Jan 3, 2025 | Raise | $0.450 → $0.510 | +13.3% |
| Dec 29, 2023 | Cut | $0.540 → $0.450 | −16.7% |
| Jun 16, 2022 | Raise | $0.530 → $0.540 | +1.9% |
| Jan 7, 2021 | Raise | $0.520 → $0.530 | +1.9% |
| Jun 14, 2019 | Raise | $0.510 → $0.520 | +2.0% |
| Jan 5, 2018 | Raise | $0.500 → $0.510 | +2.0% |
| Jun 15, 2016 | Raise | $0.490 → $0.500 | +2.0% |
| Jun 12, 2014 | Raise | $0.480 → $0.490 | +2.1% |
| Dec 12, 2012 | Raise | $0.470 → $0.480 | +2.1% |
| Jun 13, 2011 | Raise | $0.460 → $0.470 | +2.2% |
| Jun 11, 2010 | Raise | $0.450 → $0.460 | +2.2% |
Show all 33 changes since 1992
| Ex-date | Change | Old → new | Move |
|---|---|---|---|
| Dec 11, 2008 | Raise | $0.440 → $0.450 | +2.3% |
| Dec 12, 2007 | Raise | $0.430 → $0.440 | +2.3% |
| Dec 13, 2006 | Raise | $0.420 → $0.430 | +2.4% |
| Nov 30, 2005 | Raise | $0.400 → $0.420 | +5.0% |
| Dec 1, 2004 | Raise | $0.390 → $0.400 | +2.6% |
| Jun 14, 2004 | Raise | $0.360 → $0.390 | +8.3% |
| Dec 3, 2003 | Raise | $0.340 → $0.360 | +5.9% |
| Jun 9, 2003 | Raise | $0.310 → $0.340 | +9.7% |
| Jun 10, 2002 | Raise | $0.290 → $0.310 | +6.9% |
| Dec 5, 2001 | Raise | $0.280 → $0.290 | +3.6% |
| Dec 6, 2000 | Raise | $0.260 → $0.280 | +7.7% |
| Jun 9, 2000 | Raise | $0.250 → $0.260 | +4.0% |
| Dec 7, 1999 | Raise | $0.220 → $0.250 | +13.6% |
| Dec 4, 1998 | Raise | $0.200 → $0.220 | +10.0% |
| Jun 12, 1998 | Raise | $0.195 → $0.200 | +2.4% |
| Dec 4, 1997 | Raise | $0.167 → $0.195 | +17.1% |
| Dec 13, 1996 | Raise | $0.127 → $0.167 | +31.3% |
| Dec 13, 1995 | Raise | $0.121 → $0.127 | +5.0% |
| Dec 14, 1994 | Raise | $0.117 → $0.121 | +3.7% |
| Dec 15, 1993 | Raise | $0.108 → $0.117 | +8.0% |
| Dec 9, 1992 | Raise | $0.0864 → $0.108 | +25.0% |
Frequently Asked Questions
Is THFF a good dividend stock?
Yes, with caveats. First Financial Corporation (THFF) pays a quarterly dividend yielding 3.02% ($2.24/yr), with 1 year of growth and a dividend-safety grade of C. It's a solid income payer, but check the caveats below before buying.
Is THFF undervalued?
Based on a blend of discounted cash flow, a dividend-discount model and an earnings-multiple estimate, THFF's fair value is about $119.85 versus a $74.15 share price — so it looks undervalued (+62% vs. fair value).
Is THFF's dividend safe?
THFF has a dividend-safety grade of C (64/100), based on its payout coverage, free-cash-flow, 1-year growth streak, a dividend cut in 2024, debt and yield-versus-history.
What is THFF's fair value?
Our blended fair-value estimate for THFF is about $119.85 per share, roughly 62% above the current $74.15 price — combining a discounted cash flow, a dividend-discount model and an earnings multiple.
Is THFF a buy, hold, or sell?
We don't issue formal ratings, but on the data THFF screens as "yes, with caveats" and undervalued. First Financial Corporation (THFF) pays a quarterly dividend yielding 3.02% ($2.24/yr), with 1 year of growth and a dividend-safety grade of C. It's a solid income payer, but check the caveats below before buying. This is research for your own analysis, not investment advice.
Will THFF cut its dividend?
THFF earns a dividend-safety grade of C (64/100), and has cut its dividend before (last in 2024). A higher score means lower cut risk based on payout coverage, cash flow and history — but no score guarantees a dividend.
Does THFF pay a dividend?
Yes. First Financial Corporation pays a quarterly dividend of about $2.24 per share annually, a forward yield of roughly 3.02%.
What is THFF's dividend yield?
As of Oct 18, 2026, THFF's forward dividend yield is 3.02%, based on a $2.24 annual dividend and a $74.15 share price.
What is THFF's dividend per share?
As of Oct 18, 2026, THFF pays $2.24 per share per year, distributed on a quarterly basis.
What is THFF's dividend payout ratio?
As of Oct 18, 2026, THFF's payout ratio is 31% of trailing 12-month earnings — a comfortable level that leaves room to keep raising the dividend.
How many years has THFF grown its dividend?
As of Oct 18, 2026, THFF has increased its dividend for 1 consecutive years.
When is the next THFF ex-dividend date?
As of Oct 18, 2026, THFF's next ex-dividend date hasn't been announced. The most recent was Oct 1, 2026, for $0.56 per share.
THFF Price — Last 12 Months
Daily close
Price Return
1 Year
+27%
3 Years
+94%
5 Years
+71%
52-Week Range
$51.63 – $84.17
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is THFF worth?
Undervaluedmedium confidenceOur blended fair-value estimate for First Financial Corporation is $119.85 per share, versus a market price of $74.15. That implies 62% of upside — a margin of safety of about 38%.
Fair Value
$119.85
Current Price
$74.15
Upside
+62%
Margin of Safety
38%
How we get there
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
Assumptions: 8.0% discount rate (CAPM), 12.0% growth for five years fading to 2.5% over the next five, $7.14 EPS, $2.24 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
THFF Dividend Safety Score
Borderline
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
Full THFF dividend history →| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Oct 1, 2026 | Oct 15, 2026 | $0.5600 | regular |
| Jul 1, 2026 | Jul 15, 2026 | $0.5600 | regular |
| Apr 1, 2026 | Apr 15, 2026 | $0.5600 | regular |
| Jan 2, 2026 | Jan 15, 2026 | $0.5600 | regular |
| Oct 1, 2025 | Oct 15, 2025 | $0.5100 | regular |
| Jul 1, 2025 | Jul 15, 2025 | $0.5100 | regular |
| Apr 1, 2025 | Apr 15, 2025 | $0.5100 | regular |
| Jan 3, 2025 | Jan 15, 2025 | $0.5100 | regular |
| Oct 1, 2024 | Oct 15, 2024 | $0.4500 | regular |
| Jul 1, 2024 | Jul 15, 2024 | $0.4500 | regular |
| Mar 28, 2024 | Apr 15, 2024 | $0.4500 | regular |
| Dec 29, 2023 | Jan 16, 2024 | $0.4500 | regular |
| Jun 15, 2023 | Jul 3, 2023 | $0.5400 | regular |
| Jan 5, 2023 | Jan 13, 2023 | $0.7400 | regular |
Income Calculator
At $2.24 / yr per share
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