ACT vs HSBC: Which Is the Better Dividend Stock?
As of Oct 24, 2026, HSBC (HSBC Holdings plc) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. HSBC offers the higher yield at 4.14%, ACT has the higher dividend-safety score, and HSBC looks like the better value (its fair-value estimate is 52% above its share price).
Key facts: ACT vs HSBC
Data as of · Source: SmarterDividends data
- As of Oct 24, 2026, HSBC Holdings plc (HSBC) has the higher forward dividend yield at 4.14%, versus 2.00% for Enact Holdings, Inc. (ACT).
- As of Oct 24, 2026, SmarterDividends grades ACT's dividend safety A (80/100) and HSBC's B (72/100).
- By SmarterDividends' count as of Oct 24, 2026, ACT has raised its dividend for 3 consecutive years and HSBC for 0.
- As of Oct 24, 2026, ACT pays out 18% of its earnings as dividends and HSBC pays out 54%.
- As of Oct 24, 2026, ACT's fair-value estimate is 36% above its share price and HSBC's fair-value estimate is 52% above its share price, so HSBC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "ACT vs HSBC: Dividend Yield, Safety & Value Compared," updated Oct 24, 2026, https://smarterdividends.com/compare/act-vs-hsbc
| Metric | ACT | HSBC |
|---|---|---|
| Forward yield | 2.00% | 4.14% |
| Annual dividend | $0.96 | $3.75 |
| Payout ratio | 18% | 54% |
| Years of growth | 3 yr | 0 yr |
| 5-yr dividend growth | — | -13.8% |
| 5-yr total return | 131% | 228% |
| Dividend safety score | 80 (A) | 72 (B) |
| Fair value estimate | $65.18 | $138.06 |
| Upside to fair value | +36% | +52% |
| Frequency | quarterly | quarterly |
| Market cap | $6.6B | $310.1B |
| P/E ratio | 10.1 | 13.0 |
Higher yield
HSBC
4.14%
Safer dividend
ACT
Grade A
Faster growth
HSBC
-13.8%
Better value
HSBC
+52% upside
ACT vs HSBC — FAQ
Is ACT or HSBC a better dividend stock?
On the data, HSBC wins more head-to-head categories (4 vs 3). HSBC offers the higher yield (4.14%), while ACT has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, ACT or HSBC?
HSBC has the higher forward dividend yield at 4.14%, versus 2.00% for ACT.
Is ACT or HSBC safer?
ACT has the higher dividend-safety score (80/100 vs 72/100), reflecting stronger payout coverage and dividend-growth history.
Is ACT or HSBC better value right now?
As of Oct 24, 2026, HSBC looks like the better value: its fair-value estimate is 52% above its share price (undervalued). For ACT, its fair-value estimate is 36% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.