ACT vs HSBC: Which Is the Better Dividend Stock?
As of July 2026, ACT (Enact Holdings, Inc.) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. HSBC offers the higher yield at 3.69%, ACT has the higher dividend-safety score, and ACT trades at the larger discount to fair value (+92%).
| Metric | ACT | HSBC |
|---|---|---|
| Forward yield | 1.89% | 3.69% |
| Annual dividend | $0.87 | $3.75 |
| Payout ratio | 18% | 62% |
| Years of growth | 3 yr | 0 yr |
| 5-yr dividend growth | — | -13.8% |
| 5-yr total return | 113% | 291% |
| Dividend safety score | 78 (B) | 70 (B) |
| Fair value estimate | $89.78 | $127.38 |
| Upside to fair value | +92% | +23% |
| Frequency | quarterly | quarterly |
| Market cap | $6.5B | $354.6B |
| P/E ratio | 9.9 | 16.8 |
Higher yield
HSBC
3.69%
Safer dividend
ACT
Grade B
Faster growth
HSBC
-13.8%
Better value
ACT
+92% upside
ACT vs HSBC — FAQ
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