SmarterDividends

ACT vs MA: Which Is the Better Dividend Stock?

As of September 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. ACT offers the higher yield at 1.95%, MA has the higher dividend-safety score, and ACT trades at the larger discount to fair value (+103%).

MetricACTMA
Forward yield1.95%0.60%
Annual dividend$0.96$3.48
Payout ratio18%18%
Years of growth3 yr14 yr
5-yr dividend growth13.7%
5-yr total return125%67%
Dividend safety score80 (A)89 (A)
Fair value estimate$100.09$574.10
Upside to fair value+103%-1%
Frequencyquarterlyquarterly
Market cap$6.8B$507.4B
P/E ratio10.431.8

Higher yield

ACT

1.95%

Safer dividend

MA

Grade A

Faster growth

MA

13.7%

Better value

ACT

+103% upside

ACT vs MA — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.