Enact Holdings, Inc.
ACTFinancial Services · Stock · quarterly payer
Forward Yield
1.89%
Annual Dividend
$0.87
Payout Ratio
18%
5-Yr Growth
—
Ex-Date
May 28, 2026
Frequency
Quarterly
Summary
As of July 2026, Enact Holdings, Inc. (ACT) yields 1.89% ($0.87 per share annually), with a blended fair-value estimate of $89.78 — +92% upside, so it screens as undervalued. Dividend safety grade: B (78/100). 3 years of dividend growth.
Is ACT a good dividend stock?
YesEnact Holdings, Inc. (ACT) pays a quarterly dividend yielding 1.89% ($0.87/yr), with 3 years of growth and a dividend-safety grade of B. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- Never cut its dividend on record
- Comfortable payout ratio (18%)
- 113% total price return over 5 years
Risks
- Single-stock concentration risk — diversify
Key Data
- Dividend Yield
- 1.89%
- Payout Ratio
- 18%
- Annual Dividend
- $0.87
- 5-Yr Avg Growth
- —
- Ex-Dividend Date
- May 28, 2026
- Years of Growth
- 3
- Frequency
- quarterly
- Beta
- 0.46
- Market Cap
- $6.5B
- P/E Ratio
- 9.9
- 5-Yr Total Return
- 113%
- 52-Week Range
- $33.94 – $47.28
- Dividend Safety
- B · 78/100
- Ever Cut?
- No
Frequently Asked Questions
ACT Price — Last 12 Months
Daily close
Price Return
1 Year
+24%
3 Years
+63%
5 Years
+113%
52-Week Range
$33.94 – $47.28
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is ACT worth?
Undervaluedlow confidenceOur blended fair-value estimate for Enact Holdings, Inc. is $89.78 per share, versus a market price of $46.76. That implies 92% of upside — a margin of safety of about 48%.
Fair Value
$89.78
Current Price
$46.76
Upside
+92%
Margin of Safety
48%
How we get there
Discounted cash flow
Discounts projected free cash flow back to today.
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
At today's price, the market is pricing in about -10.0% annual free-cash-flow growth. We model 6.6% — below our estimate, leaving room for upside if the business executes.
Assumptions: 7.0% discount rate (CAPM), 6.6% stage-1 growth, 2.5% terminal growth, $4.70 EPS, $0.87 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
ACT Dividend Safety Score
Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| May 28, 2026 | — | $0.2400 | regular |
| Feb 26, 2026 | — | $0.2100 | regular |
| Nov 21, 2025 | — | $0.2100 | regular |
| Aug 18, 2025 | — | $0.2100 | regular |
| May 19, 2025 | — | $0.2100 | regular |
| Feb 21, 2025 | — | $0.1850 | regular |
| Nov 18, 2024 | — | $0.1850 | regular |
| Aug 28, 2024 | — | $0.1850 | regular |
| May 29, 2024 | — | $0.1850 | regular |
| Feb 27, 2024 | — | $0.1600 | regular |
| Nov 15, 2023 | — | $0.8700 | regular |
| Aug 30, 2023 | — | $0.1600 | regular |
| May 30, 2023 | — | $0.1600 | regular |
| Feb 22, 2023 | — | $0.1400 | regular |
Income Calculator
At $0.87 / yr per share
