SmarterDividends

AMAL vs BAC: Which Is the Better Dividend Stock?

As of Oct 18, 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. BAC offers the higher yield at 2.50%, BAC has the higher dividend-safety score, and BAC looks like the better value (its fair-value estimate is 24% above its share price).

Key facts: AMAL vs BAC

Data as of · Source: SmarterDividends data

  • As of Oct 18, 2026, Bank of America Corporation (BAC) has the higher forward dividend yield at 2.50%, versus 1.44% for Amalgamated Financial Corp. (AMAL).
  • As of Oct 18, 2026, SmarterDividends grades AMAL's dividend safety A (84/100) and BAC's A (87/100).
  • By SmarterDividends' count as of Oct 18, 2026, AMAL has raised its dividend for 4 consecutive years and BAC for 12.
  • As of Oct 18, 2026, AMAL pays out 17% of its earnings as dividends and BAC pays out 26%.
  • As of Oct 18, 2026, AMAL's fair-value estimate is 16% above its share price and BAC's fair-value estimate is 24% above its share price, so BAC looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "AMAL vs BAC: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/amal-vs-bac

MetricAMALBAC
Forward yield1.44%2.50%
Annual dividend$0.68$1.28
Payout ratio17%26%
Years of growth4 yr12 yr
5-yr dividend growth11.8%8.4%
5-yr total return179%15%
Dividend safety score84 (A)87 (A)
Fair value estimate$54.54$63.43
Upside to fair value+16%+24%
Frequencyquarterlyquarterly
Market cap$1.4B$358.2B
P/E ratio12.612.2

Higher yield

BAC

2.50%

Safer dividend

BAC

Grade A

Faster growth

AMAL

11.8%

Better value

BAC

+24% upside

AMAL vs BAC — FAQ

Is AMAL or BAC a better dividend stock?

On the data, BAC wins more head-to-head categories (5 vs 3). BAC offers the higher yield (2.50%), while BAC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.

Which has a higher dividend yield, AMAL or BAC?

BAC has the higher forward dividend yield at 2.50%, versus 1.44% for AMAL.

Is AMAL or BAC safer?

BAC has the higher dividend-safety score (87/100 vs 84/100), reflecting stronger payout coverage and dividend-growth history.

Is AMAL or BAC better value right now?

As of Oct 18, 2026, BAC looks like the better value: its fair-value estimate is 24% above its share price (undervalued). For AMAL, its fair-value estimate is 16% above its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.