SmarterDividends

AMTB vs BAC: Which Is the Better Dividend Stock?

As of Oct 18, 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 7 of 7 head-to-head metrics. BAC offers the higher yield at 2.50%, BAC has the higher dividend-safety score, and BAC looks like the better value (its fair-value estimate is 24% above its share price).

Key facts: AMTB vs BAC

Data as of · Source: SmarterDividends data

  • As of Oct 18, 2026, Bank of America Corporation (BAC) has the higher forward dividend yield at 2.50%, versus 1.24% for Amerant Bancorp Inc. (AMTB).
  • As of Oct 18, 2026, SmarterDividends grades AMTB's dividend safety B (78/100) and BAC's A (87/100).
  • By SmarterDividends' count as of Oct 18, 2026, AMTB has raised its dividend for 0 consecutive years and BAC for 12.
  • As of Oct 18, 2026, AMTB pays out 26% of its earnings as dividends and BAC pays out 26%.
  • As of Oct 18, 2026, AMTB's fair-value estimate is 25% below its share price and BAC's fair-value estimate is 24% above its share price, so BAC looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "AMTB vs BAC: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/amtb-vs-bac

MetricAMTBBAC
Forward yield1.24%2.50%
Annual dividend$0.36$1.28
Payout ratio26%26%
Years of growth0 yr12 yr
5-yr dividend growth—8.4%
5-yr total return3%15%
Dividend safety score78 (B)87 (A)
Fair value estimate$21.77$63.43
Upside to fair value-25%+24%
Frequencyquarterlyquarterly
Market cap$1.1B$358.2B
P/E ratio20.812.2

Higher yield

BAC

2.50%

Safer dividend

BAC

Grade A

Faster growth

BAC

8.4%

Better value

BAC

+24% upside

AMTB vs BAC — FAQ

Is AMTB or BAC a better dividend stock?

On the data, BAC wins more head-to-head categories (7 vs 0). BAC offers the higher yield (2.50%), while BAC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.

Which has a higher dividend yield, AMTB or BAC?

BAC has the higher forward dividend yield at 2.50%, versus 1.24% for AMTB.

Is AMTB or BAC safer?

BAC has the higher dividend-safety score (87/100 vs 78/100), reflecting stronger payout coverage and dividend-growth history.

Is AMTB or BAC better value right now?

As of Oct 18, 2026, BAC looks like the better value: its fair-value estimate is 24% above its share price (undervalued). For AMTB, its fair-value estimate is 25% below its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.