SmarterDividends

AVBC vs BAC: Which Is the Better Dividend Stock?

As of Oct 18, 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 4 of 5 head-to-head metrics. BAC offers the higher yield at 2.50%, BAC has the higher dividend-safety score, and BAC looks like the better value (its fair-value estimate is 24% above its share price).

Key facts: AVBC vs BAC

Data as of · Source: SmarterDividends data

  • As of Oct 18, 2026, Bank of America Corporation (BAC) has the higher forward dividend yield at 2.50%, versus 0.73% for Avidia Bancorp, Inc. (AVBC).
  • By SmarterDividends' count as of Oct 18, 2026, AVBC has raised its dividend for 0 consecutive years and BAC for 12.
  • As of Oct 18, 2026, AVBC pays out 11% of its earnings as dividends and BAC pays out 26%.
  • As of Oct 18, 2026, AVBC's fair-value estimate is 13% above its share price and BAC's fair-value estimate is 24% above its share price, so BAC looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "AVBC vs BAC: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/avbc-vs-bac

MetricAVBCBAC
Forward yield0.73%2.50%
Annual dividend$0.16$1.28
Payout ratio11%26%
Years of growth0 yr12 yr
5-yr dividend growth—8.4%
5-yr total return—15%
Dividend safety score—87 (A)
Fair value estimate$24.82$63.43
Upside to fair value+13%+24%
Frequencyquarterlyquarterly
Market cap$405.6M$358.2B
P/E ratio23.112.2

Higher yield

BAC

2.50%

Safer dividend

BAC

Grade A

Faster growth

BAC

8.4%

Better value

BAC

+24% upside

AVBC vs BAC — FAQ

Is AVBC or BAC a better dividend stock?

On the data, BAC wins more head-to-head categories (4 vs 1). BAC offers the higher yield (2.50%), while BAC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.

Which has a higher dividend yield, AVBC or BAC?

BAC has the higher forward dividend yield at 2.50%, versus 0.73% for AVBC.

Is AVBC or BAC safer?

Compare each stock's payout ratio, growth streak and cut history on its detail page to judge safety.

Is AVBC or BAC better value right now?

As of Oct 18, 2026, BAC looks like the better value: its fair-value estimate is 24% above its share price (undervalued). For AVBC, its fair-value estimate is 13% above its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.