BAC vs BCV: Which Is the Better Dividend Stock?
As of Oct 18, 2026, BAC and BCV are closely matched. BCV offers the higher yield at 7.45%, BAC has the higher dividend-safety score, and BCV looks like the better value (its fair-value estimate is 114% above its share price).
Key facts: BAC vs BCV
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Bancroft Fund Ltd. (BCV) has the higher forward dividend yield at 7.45%, versus 2.50% for Bank of America Corporation (BAC).
- As of Oct 18, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and BCV's A (82/100).
- By SmarterDividends' count as of Oct 18, 2026, BAC has raised its dividend for 12 consecutive years and BCV for 1.
- As of Oct 18, 2026, BAC pays out 26% of its earnings as dividends and BCV pays out 20%.
- As of Oct 18, 2026, BAC's fair-value estimate is 24% above its share price and BCV's fair-value estimate is 114% above its share price, so BCV looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs BCV: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/bac-vs-bcv
| Metric | BAC | BCV |
|---|---|---|
| Forward yield | 2.50% | 7.45% |
| Annual dividend | $1.28 | $1.64 |
| Payout ratio | 26% | 20% |
| Years of growth | 12 yr | 1 yr |
| 5-yr dividend growth | 8.4% | 2.5% |
| 5-yr total return | 15% | -20% |
| Dividend safety score | 87 (A) | 82 (A) |
| Fair value estimate | $63.43 | $47.20 |
| Upside to fair value | +24% | +114% |
| Frequency | quarterly | quarterly |
| Market cap | $358.2B | $123.9M |
| P/E ratio | 12.2 | 3.3 |
Higher yield
BCV
7.45%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
BCV
+114% upside
BAC vs BCV — FAQ
Is BAC or BCV a better dividend stock?
BAC and BCV are closely matched. BCV has the higher yield; BAC scores better on safety.
Which has a higher dividend yield, BAC or BCV?
BCV has the higher forward dividend yield at 7.45%, versus 2.50% for BAC.
Is BAC or BCV safer?
BAC has the higher dividend-safety score (87/100 vs 82/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or BCV better value right now?
As of Oct 18, 2026, BCV looks like the better value: its fair-value estimate is 114% above its share price (undervalued). For BAC, its fair-value estimate is 24% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.