SmarterDividends

BAC vs BGC: Which Is the Better Dividend Stock?

As of July 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. BAC offers the higher yield at 1.83%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+66%).

MetricBACBGC
Forward yield1.83%0.71%
Annual dividend$1.12$0.08
Payout ratio26%22%
Years of growth12 yr2 yr
5-yr dividend growth8.4%14.9%
5-yr total return47%119%
Dividend safety score85 (A)65 (C)
Fair value estimate$101.75$17.64
Upside to fair value+66%+56%
Frequencyquarterlyquarterly
Market cap$424.0B$5.4B
P/E ratio14.130.2

Higher yield

BAC

1.83%

Safer dividend

BAC

Grade A

Faster growth

BGC

14.9%

Better value

BAC

+66% upside

BAC vs BGC — FAQ

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