BAC vs BGY: Which Is the Better Dividend Stock?
As of Oct 18, 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. BGY offers the higher yield at 9.33%, BAC has the higher dividend-safety score, and BGY looks like the better value (its fair-value estimate is 90% above its share price).
Key facts: BAC vs BGY
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, BlackRock Enhanced International Dividend Trust (BGY) has the higher forward dividend yield at 9.33%, versus 2.50% for Bank of America Corporation (BAC).
- As of Oct 18, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and BGY's B (66/100).
- By SmarterDividends' count as of Oct 18, 2026, BAC has raised its dividend for 12 consecutive years and BGY for 2.
- As of Oct 18, 2026, BAC pays out 26% of its earnings as dividends and BGY pays out 83%.
- As of Oct 18, 2026, BAC's fair-value estimate is 24% above its share price and BGY's fair-value estimate is 90% above its share price, so BGY looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs BGY: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/bac-vs-bgy
| Metric | BAC | BGY |
|---|---|---|
| Forward yield | 2.50% | 9.33% |
| Annual dividend | $1.28 | $0.51 |
| Payout ratio | 26% | 83% |
| Years of growth | 12 yr | 2 yr |
| 5-yr dividend growth | 8.4% | 4.8% |
| 5-yr total return | 15% | -11% |
| Dividend safety score | 87 (A) | 66 (B) |
| Fair value estimate | $63.43 | $10.41 |
| Upside to fair value | +24% | +90% |
| Frequency | quarterly | monthly |
| Market cap | $358.2B | $496.6M |
| P/E ratio | 12.2 | 8.8 |
Higher yield
BGY
9.33%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
BGY
+90% upside
BAC vs BGY — FAQ
Is BAC or BGY a better dividend stock?
On the data, BAC wins more head-to-head categories (6 vs 2). BGY offers the higher yield (9.33%), while BAC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, BAC or BGY?
BGY has the higher forward dividend yield at 9.33%, versus 2.50% for BAC.
Is BAC or BGY safer?
BAC has the higher dividend-safety score (87/100 vs 66/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or BGY better value right now?
As of Oct 18, 2026, BGY looks like the better value: its fair-value estimate is 90% above its share price (undervalued). For BAC, its fair-value estimate is 24% above its share price.
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.