BAC vs COSO: Which Is the Better Dividend Stock?
As of Oct 18, 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 3 of 5 head-to-head metrics. BAC offers the higher yield at 2.50%, BAC has the higher dividend-safety score, and COSO looks like the better value (its fair-value estimate is 50% above its share price).
Key facts: BAC vs COSO
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Bank of America Corporation (BAC) has the higher forward dividend yield at 2.50%, versus 0.75% for CoastalSouth Bancshares, Inc. (COSO).
- By SmarterDividends' count as of Oct 18, 2026, BAC has raised its dividend for 12 consecutive years and COSO for 0.
- As of Oct 18, 2026, BAC pays out 26% of its earnings as dividends and COSO pays out 5%.
- As of Oct 18, 2026, BAC's fair-value estimate is 24% above its share price and COSO's fair-value estimate is 50% above its share price, so COSO looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs COSO: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/bac-vs-coso
| Metric | BAC | COSO |
|---|---|---|
| Forward yield | 2.50% | 0.75% |
| Annual dividend | $1.28 | $0.20 |
| Payout ratio | 26% | 5% |
| Years of growth | 12 yr | 0 yr |
| 5-yr dividend growth | 8.4% | — |
| 5-yr total return | 15% | — |
| Dividend safety score | 87 (A) | — |
| Fair value estimate | $63.43 | $40.07 |
| Upside to fair value | +24% | +50% |
| Frequency | quarterly | quarterly |
| Market cap | $358.2B | $318.6M |
| P/E ratio | 12.2 | 12.0 |
Higher yield
BAC
2.50%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
COSO
+50% upside
BAC vs COSO — FAQ
Is BAC or COSO a better dividend stock?
On the data, BAC wins more head-to-head categories (3 vs 2). BAC offers the higher yield (2.50%), while BAC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, BAC or COSO?
BAC has the higher forward dividend yield at 2.50%, versus 0.75% for COSO.
Is BAC or COSO safer?
Compare each stock's payout ratio, growth streak and cut history on its detail page to judge safety.
Is BAC or COSO better value right now?
As of Oct 18, 2026, COSO looks like the better value: its fair-value estimate is 50% above its share price (undervalued). For BAC, its fair-value estimate is 24% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.