SmarterDividends

BAC vs CPKF: Which Is the Better Dividend Stock?

As of Oct 18, 2026, BAC and CPKF are closely matched. BAC offers the higher yield at 2.50%, CPKF has the higher dividend-safety score, and BAC looks like the better value (its fair-value estimate is 24% above its share price).

Key facts: BAC vs CPKF

Data as of · Source: SmarterDividends data

  • As of Oct 18, 2026, Bank of America Corporation (BAC) has the higher forward dividend yield at 2.50%, versus 1.87% for Chesapeake Financial Shares, Inc. (CPKF).
  • As of Oct 18, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and CPKF's A (93/100).
  • By SmarterDividends' count as of Oct 18, 2026, BAC has raised its dividend for 12 consecutive years and CPKF for 19.
  • As of Oct 18, 2026, BAC pays out 26% of its earnings as dividends and CPKF pays out 13%.
  • As of Oct 18, 2026, BAC's fair-value estimate is 24% above its share price and CPKF's fair-value estimate is 46% below its share price, so BAC looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "BAC vs CPKF: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/bac-vs-cpkf

MetricBACCPKF
Forward yield2.50%1.87%
Annual dividend$1.28$0.72
Payout ratio26%13%
Years of growth12 yr19 yr
5-yr dividend growth8.4%5.4%
5-yr total return15%30%
Dividend safety score87 (A)93 (A)
Fair value estimate$63.43$20.66
Upside to fair value+24%-46%
Frequencyquarterlyquarterly
Market cap$358.2B$180.5M
P/E ratio12.27.3

Higher yield

BAC

2.50%

Safer dividend

CPKF

Grade A

Faster growth

BAC

8.4%

Better value

BAC

+24% upside

BAC vs CPKF — FAQ

Is BAC or CPKF a better dividend stock?

BAC and CPKF are closely matched. BAC has the higher yield; CPKF scores better on safety.

Which has a higher dividend yield, BAC or CPKF?

BAC has the higher forward dividend yield at 2.50%, versus 1.87% for CPKF.

Is BAC or CPKF safer?

CPKF has the higher dividend-safety score (93/100 vs 87/100), reflecting stronger payout coverage and dividend-growth history.

Is BAC or CPKF better value right now?

As of Oct 18, 2026, BAC looks like the better value: its fair-value estimate is 24% above its share price (undervalued). For CPKF, its fair-value estimate is 46% below its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.