BAC vs FMY: Which Is the Better Dividend Stock?
As of September 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 7 of 8 head-to-head metrics. FMY offers the higher yield at 6.70%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+46%).
| Metric | BAC | FMY |
|---|---|---|
| Forward yield | 2.05% | 6.70% |
| Annual dividend | $1.28 | $0.78 |
| Payout ratio | 26% | 113% |
| Years of growth | 12 yr | 0 yr |
| 5-yr dividend growth | 8.4% | 3.1% |
| 5-yr total return | 47% | -15% |
| Dividend safety score | 85 (A) | 51 (C) |
| Fair value estimate | $90.94 | $14.34 |
| Upside to fair value | +46% | +23% |
| Frequency | quarterly | monthly |
| Market cap | $433.1B | $49.2M |
| P/E ratio | 14.3 | 16.5 |
Higher yield
FMY
6.70%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
BAC
+46% upside
BAC vs FMY — FAQ
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