BAC vs HTB: Which Is the Better Dividend Stock?
As of July 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. BAC offers the higher yield at 2.06%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+63%).
| Metric | BAC | HTB |
|---|---|---|
| Forward yield | 2.06% | 1.23% |
| Annual dividend | $1.28 | $0.60 |
| Payout ratio | 26% | 14% |
| Years of growth | 12 yr | 7 yr |
| 5-yr dividend growth | 8.4% | 11.1% |
| 5-yr total return | 49% | 75% |
| Dividend safety score | 85 (A) | 83 (A) |
| Fair value estimate | $101.43 | $67.84 |
| Upside to fair value | +63% | +39% |
| Frequency | quarterly | quarterly |
| Market cap | $435.5B | $818.4M |
| P/E ratio | 14.3 | 12.8 |
Higher yield
BAC
2.06%
Safer dividend
BAC
Grade A
Faster growth
HTB
11.1%
Better value
BAC
+63% upside
BAC vs HTB — FAQ
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