HSBC vs HTB: Which Is the Better Dividend Stock?
As of July 2026, HTB (HomeTrust Bancshares, Inc.) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. HSBC offers the higher yield at 3.63%, HTB has the higher dividend-safety score, and HTB trades at the larger discount to fair value (+38%).
| Metric | HSBC | HTB |
|---|---|---|
| Forward yield | 3.63% | 1.23% |
| Annual dividend | $3.75 | $0.60 |
| Payout ratio | 62% | 14% |
| Years of growth | 0 yr | 7 yr |
| 5-yr dividend growth | -13.8% | 11.1% |
| 5-yr total return | 291% | 75% |
| Dividend safety score | 70 (B) | 83 (A) |
| Fair value estimate | $126.29 | $67.14 |
| Upside to fair value | +22% | +38% |
| Frequency | quarterly | quarterly |
| Market cap | $354.6B | $818.4M |
| P/E ratio | 17.1 | 12.8 |
Higher yield
HSBC
3.63%
Safer dividend
HTB
Grade A
Faster growth
HTB
11.1%
Better value
HTB
+38% upside
HSBC vs HTB — FAQ
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