HSBC vs HTB: Which Is the Better Dividend Stock?
As of September 2026, HSBC and HTB are closely matched. HSBC offers the higher yield at 3.63%, HTB has the higher dividend-safety score, and HSBC trades at the larger discount to fair value (+36%).
| Metric | HSBC | HTB |
|---|---|---|
| Forward yield | 3.63% | 1.27% |
| Annual dividend | $3.75 | $0.60 |
| Payout ratio | 54% | 14% |
| Years of growth | 0 yr | 7 yr |
| 5-yr dividend growth | -13.8% | 11.1% |
| 5-yr total return | 239% | 55% |
| Dividend safety score | 72 (B) | 84 (A) |
| Fair value estimate | $138.49 | $47.35 |
| Upside to fair value | +36% | +1% |
| Frequency | quarterly | quarterly |
| Market cap | $347.7B | $762.7M |
| P/E ratio | 14.7 | 12.4 |
Higher yield
HSBC
3.63%
Safer dividend
HTB
Grade A
Faster growth
HTB
11.1%
Better value
HSBC
+36% upside
HSBC vs HTB — FAQ
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