HTB vs V: Which Is the Better Dividend Stock?
As of Nov 8, 2026, V (Visa Inc.) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. HTB offers the higher yield at 1.28%, V has the higher dividend-safety score, and HTB looks like the better value (its fair-value estimate is 16% above its share price).
Key facts: HTB vs V
Data as of · Source: SmarterDividends data
- As of Nov 8, 2026, HomeTrust Bancshares, Inc. (HTB) has the higher forward dividend yield at 1.28%, versus 0.74% for Visa Inc. (V).
- As of Nov 8, 2026, SmarterDividends grades HTB's dividend safety A (84/100) and V's A (93/100).
- By SmarterDividends' count as of Nov 8, 2026, HTB has raised its dividend for 7 consecutive years and V for 17.
- As of Nov 8, 2026, HTB pays out 14% of its earnings as dividends and V pays out 22%.
- As of Nov 8, 2026, HTB's fair-value estimate is 16% above its share price and V's fair-value estimate is 24% below its share price, so HTB looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "HTB vs V: Dividend Yield, Safety & Value Compared," updated Nov 8, 2026, https://smarterdividends.com/compare/htb-vs-v
| Metric | HTB | V |
|---|---|---|
| Forward yield | 1.28% | 0.74% |
| Annual dividend | $0.60 | $3.12 |
| Payout ratio | 14% | 22% |
| Years of growth | 7 yr | 17 yr |
| 5-yr dividend growth | 11.1% | 14.9% |
| 5-yr total return | 56% | 118% |
| Dividend safety score | 84 (A) | 93 (A) |
| Fair value estimate | $54.67 | $321.86 |
| Upside to fair value | +16% | -24% |
| Frequency | quarterly | quarterly |
| Market cap | $743.0M | $788.6B |
| P/E ratio | 11.8 | 34.3 |
Higher yield
HTB
1.28%
Safer dividend
V
Grade A
Faster growth
V
14.9%
Better value
HTB
+16% upside
HTB vs V — FAQ
Is HTB or V a better dividend stock?
On the data, V wins more head-to-head categories (5 vs 3). HTB offers the higher yield (1.28%), while V has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, HTB or V?
HTB has the higher forward dividend yield at 1.28%, versus 0.74% for V.
Is HTB or V safer?
V has the higher dividend-safety score (93/100 vs 84/100), reflecting stronger payout coverage and dividend-growth history.
Is HTB or V better value right now?
As of Nov 8, 2026, HTB looks like the better value: its fair-value estimate is 16% above its share price (undervalued). For V, its fair-value estimate is 24% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.