HTB vs MA: Which Is the Better Dividend Stock?
As of Nov 8, 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. HTB offers the higher yield at 1.28%, MA has the higher dividend-safety score, and HTB looks like the better value (its fair-value estimate is 16% above its share price).
Key facts: HTB vs MA
Data as of · Source: SmarterDividends data
- As of Nov 8, 2026, HomeTrust Bancshares, Inc. (HTB) has the higher forward dividend yield at 1.28%, versus 0.53% for Mastercard Incorporated (MA).
- As of Nov 8, 2026, SmarterDividends grades HTB's dividend safety A (84/100) and MA's A (89/100).
- By SmarterDividends' count as of Nov 8, 2026, HTB has raised its dividend for 7 consecutive years and MA for 14.
- As of Nov 8, 2026, HTB pays out 14% of its earnings as dividends and MA pays out 18%.
- As of Nov 8, 2026, HTB's fair-value estimate is 16% above its share price and MA's fair-value estimate is 24% below its share price, so HTB looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "HTB vs MA: Dividend Yield, Safety & Value Compared," updated Nov 8, 2026, https://smarterdividends.com/compare/htb-vs-ma
| Metric | HTB | MA |
|---|---|---|
| Forward yield | 1.28% | 0.53% |
| Annual dividend | $0.60 | $3.48 |
| Payout ratio | 14% | 18% |
| Years of growth | 7 yr | 14 yr |
| 5-yr dividend growth | 11.1% | 13.7% |
| 5-yr total return | 56% | 107% |
| Dividend safety score | 84 (A) | 89 (A) |
| Fair value estimate | $54.67 | $499.25 |
| Upside to fair value | +16% | -24% |
| Frequency | quarterly | quarterly |
| Market cap | $743.0M | $568.6B |
| P/E ratio | 11.8 | 34.2 |
Higher yield
HTB
1.28%
Safer dividend
MA
Grade A
Faster growth
MA
13.7%
Better value
HTB
+16% upside
HTB vs MA — FAQ
Is HTB or MA a better dividend stock?
On the data, MA wins more head-to-head categories (5 vs 3). HTB offers the higher yield (1.28%), while MA has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, HTB or MA?
HTB has the higher forward dividend yield at 1.28%, versus 0.53% for MA.
Is HTB or MA safer?
MA has the higher dividend-safety score (89/100 vs 84/100), reflecting stronger payout coverage and dividend-growth history.
Is HTB or MA better value right now?
As of Nov 8, 2026, HTB looks like the better value: its fair-value estimate is 16% above its share price (undervalued). For MA, its fair-value estimate is 24% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.