SmarterDividends

HTB vs MA: Which Is the Better Dividend Stock?

As of September 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. HTB offers the higher yield at 1.27%, MA has the higher dividend-safety score, and MA trades at the larger discount to fair value (+2%).

MetricHTBMA
Forward yield1.27%0.61%
Annual dividend$0.60$3.48
Payout ratio14%18%
Years of growth7 yr14 yr
5-yr dividend growth11.1%13.7%
5-yr total return55%68%
Dividend safety score84 (A)88 (A)
Fair value estimate$47.35$574.22
Upside to fair value+1%+2%
Frequencyquarterlyquarterly
Market cap$762.7M$487.0B
P/E ratio12.430.6

Higher yield

HTB

1.27%

Safer dividend

MA

Grade A

Faster growth

MA

13.7%

Better value

MA

+2% upside

HTB vs MA — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.